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Five Benefits of the New Health Care Law
Date:5/16/2011

WASHINGTON, May 16, 2011 /PRNewswire-USNewswire/ -- Today, you can take advantage of five major benefits of the new health care law, and several other important provisions will go into effect by 2015.

To help you better understand the Affordable Care Act, which became law in 2010, the federal government created Healthcare.gov, a web portal that explains what's changing and when.

One person who knows the details of the new law is Mayra Alvarez, Director of Public Health Policy in the Office of Health Reform at the U.S. Department of Health and Human Services. In her position, Alvarez is tasked with implementing certain provisions of the law.

She recently spoke to USA.gov and shared the five most essential benefits that you can take advantage of today. Listen to the full interview (mp3 file, 6MB).

1.  Coverage for Children with Pre-Existing Conditions

Previously: Health plans could limit or deny health coverage to children with pre-existing conditions, such as asthma or diabetes.

Now: The new healthcare law requires health plans to offer coverage to children regardless of whether their health issue was discovered or treated before getting the policy.  "For the moment this only applies to children, but by the year 2014 you will not be able to discriminate against anybody who buys coverage based on a pre-existing condition," said Alvarez.

2.  Elimination of Annual Limits on Benefits

Previously: Health plans could establish a limit on annual or lifetime benefits, which meant that many people with chronic health problems could end up with limited or no benefits.

Now: Health plans can no longer put limits on the amount of care someone needs.

3.  Young Adults Can Remain In Their Parents Health Plan

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SOURCE GobiernoUSA.gov/USA.gov
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