SAN DIEGO, Sept. 5, 2013 /PRNewswire-iReach/ -- Life insurance is critically important when owning a business. It provides financial protection to any business and its owners. In the event of a premature death, it protects the company and lessens any economic burden on the individual. In the event of an untimely death, the policy has the ability to replace an income and protect one's family. Life insurance ensures that a business can continue its operations. Since unfortunate death is never a popular topic to discuss, most business owners search for an insurance broker that is quick and efficient. Companies should also keep in mind the importance that any plan is cost-effective and has a great return over time. Often times, a policy is required to comply with many business-loan agreements. This can be overwhelming for any entrepreneur, who does not have time to waste. Most life insurance companies require a medical exam prior to starting the process in obtaining coverage. This means that more time is spent on a task that can be monotonous.
EQUOTE is the leading online site for life insurance and term life insurance, offering fast term life insurance quotes and the most competitive rates on the market. The company has revolutionized the life insurance model by offering 24 hour approval and no medical exam term life insurance.
"Obviously, people in the business grind are incredibly busy. Not many have time for a medical exam or to wait weeks to find out if they are approved," said Rene Lacape a member of the EQUOTE team. "Most life insurance takes 6-8 weeks to process but [EQUOTE] can have clients approved in as little as 24 hours."
Often recommended to business owners is the innovative policy structure of term life insurance. This is the most popular form of life insurance on the market today. Term life insurance provides coverage with a guaranteed length of time: 10, 15, 25 or 30 years. Many people also receive a return of premium options on their policy. This allows customers to receive 100% premiums paid into the assurance plan when the assurance term is over. The ability to receive no medical term life insurance also saves entrepreneurs valuable time. Since 1998, EQUOTE has offered the most specialized life insurance on the market. Located in California, the online site allows customers and business owners nationwide to search for coverage at their own speed. There is no agent heckling any client and the power is in each individual's own volition. It has never been easier to find term life insurance quotes, rates, and discover the best coverage for any business owner.
To find more information on term life insurance and plans for entrepreneurs and small business owners, log on to: EQUOTE.com
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