Navigation Links
Health insurance in the future would depend on genetic test results

Breast cancer is the second-biggest killer of women in UK. The recent reports that many women will be barred from buying life assurance if they take a genetic breast cancer test caused a lot of commotion among them. //

Statistics show that about 40,000 diagnoses are done each year and 13,000 deaths are expected. But recently the Association of British Insurers assured women that insurers would not ask for women to take genetic breast cancer tests.

But it was also said that a Genetics and Insurance Committee will be launched in two years.

Nick Kirwan, protection marketing director at Scottish Widows, said that there is a necessity for a proper and rational debate about this subject and also said that it is essential that one has to be careful in gathering the necessary information. In the previous days few health questions were asked of those applying for straightforward term or mortgage protection insurance. But all this changed when AIDS came into the scenario the industry began introducing detailed health and lifestyle questionnaires. Hence this led to the development of genetics, the insurers wanted to know more about the cause of death of our parents and our siblings.

Legal & General's protection development manager Roger Wells said that a premium price also played an important role in the growing inquisitiveness of the insurance companies.

Insurers wanted to use the tests to lower premiums to those who were free from certain genetic predispositions to particular illnesses than from those with bad news printed in their genetic makeup. But the disadvantage is that this would lead to families being left penniless and homeless when a breadwinner died. But the debate ended when the Genetic and Insurance Committee (GAIC) agreed that only one test that for Huntington's disease, was sufficiently reliable to be acceptable for insurance purposes.

From 2001 this came into effect only for life policies valued at more than £500,000, critical illness at more than £300,000 and income protection paying more than £30,000.

The GAIC now asked for the introduction of the breast cancer tests to be included in the insurance but later denounced the idea. They are looking for further research into a particular aspect of the testing. But it was now known that the debate will not disappear when there is an imbalance of information or risk.

'"/>




Related medicine news :

1. Startling Expose – Physicians Often Have No Regular Source Of Health Car
2. Want a Healthy brew? Have some Tea!
3. Healthcare sector is now a multi billion-dollar industry in India
4. Exclusive breast-feeding advised for six months in infants recommends World Health Organization
5. Health at heights
6. Health Officials Recommend Flu Vaccine
7. Slightly High BP Poses Health Risk
8. Unsatisfactory Grade On Womens Health Issues
9. Iodex goes to SmithKline Beecham consumer Healthcare
10. Healthy Medicine Or Harmful Intoxicant?
11. Healthy snacks improve nutrition of kids
Post Your Comments:
*Name:
*Comment:
*Email:


(Date:2/5/2016)... New York (PRWEB) , ... February 05, 2016 , ... ... use and find themselves having to wait longer to access the treadmills. It’s a ... New Year’s resolutions to lose weight and get in shape by joining gyms, starting ...
(Date:2/5/2016)... ... 2016 , ... Pivot Point Consulting, a leading national Healthcare ... Services for HIT Implementation Support & Staffing report with an outstanding score of ... healthcare executives, managers and clinicians representing over 4,500 hospitals and 2,500 clinics. , ...
(Date:2/5/2016)... , ... February 05, 2016 , ... Stuart Bentkover, ... technology, the PicoSure. Designed to provide the most effective tattoo removal today, Dr. Bentkover ... unmatched results. , Developed by Cynosure, the PicoSure has been approved by the Food ...
(Date:2/5/2016)... Pekin, IL (PRWEB) , ... February 05, 2016 , ... ... in disguised form as a dream. A hallmark feature of patients with eating disorders ... and needs. The eating disorder behaviors and obsessions are regarded as maladaptive means for ...
(Date:2/5/2016)... ... February 05, 2016 , ... On June 9-10, ... a continuing medical education (CME) event presented by the Association for Comprehensive Care ... first for ACCORD, whose mission is to provide education, tools, and resources to ...
Breaking Medicine News(10 mins):
(Date:2/5/2016)... WILLIAMSBURG, Va. , Feb. 5, 2016  ivWatch, a ... a Virginia Outstanding STEM Award granted by Governor Terry ... for Science Innovation on February 25th at an event to ... . The STEM award honors professionals and business that ... Logo - http://photos.prnewswire.com/prnh/20160205/330117LOGO ...
(Date:2/5/2016)... MILTON, Ontario , Feb. 5, 2016  Aralez ... business combination of POZEN Inc. ("POZEN") and Tribute Pharmaceuticals Canada ... of POZEN and shareholders of Tribute. The combined company ... specialty pharmaceutical company with operations in Canada ... the United States . Under the terms ...
(Date:2/5/2016)...  Venice,s newest laser clinic, Physicians Advanced ... kind in the area and specializes in the ... The physician-owned and operated laser clinic is taking ... with its revitalizing skin care approach, unprecedented eVisit ... technology. http://photos.prnewswire.com/prnh/20160204/329957 --> ...
Breaking Medicine Technology: