Navigation Links
Health insurance in the future would depend on genetic test results

Breast cancer is the second-biggest killer of women in UK. The recent reports that many women will be barred from buying life assurance if they take a genetic breast cancer test caused a lot of commotion among them. //

Statistics show that about 40,000 diagnoses are done each year and 13,000 deaths are expected. But recently the Association of British Insurers assured women that insurers would not ask for women to take genetic breast cancer tests.

But it was also said that a Genetics and Insurance Committee will be launched in two years.

Nick Kirwan, protection marketing director at Scottish Widows, said that there is a necessity for a proper and rational debate about this subject and also said that it is essential that one has to be careful in gathering the necessary information. In the previous days few health questions were asked of those applying for straightforward term or mortgage protection insurance. But all this changed when AIDS came into the scenario the industry began introducing detailed health and lifestyle questionnaires. Hence this led to the development of genetics, the insurers wanted to know more about the cause of death of our parents and our siblings.

Legal & General's protection development manager Roger Wells said that a premium price also played an important role in the growing inquisitiveness of the insurance companies.

Insurers wanted to use the tests to lower premiums to those who were free from certain genetic predispositions to particular illnesses than from those with bad news printed in their genetic makeup. But the disadvantage is that this would lead to families being left penniless and homeless when a breadwinner died. But the debate ended when the Genetic and Insurance Committee (GAIC) agreed that only one test that for Huntington's disease, was sufficiently reliable to be acceptable for insurance purposes.

From 2001 this came into effect only for life policies valued at more than £500,000, critical illness at more than £300,000 and income protection paying more than £30,000.

The GAIC now asked for the introduction of the breast cancer tests to be included in the insurance but later denounced the idea. They are looking for further research into a particular aspect of the testing. But it was now known that the debate will not disappear when there is an imbalance of information or risk.

'"/>




Related medicine news :

1. Startling Expose – Physicians Often Have No Regular Source Of Health Car
2. Want a Healthy brew? Have some Tea!
3. Healthcare sector is now a multi billion-dollar industry in India
4. Exclusive breast-feeding advised for six months in infants recommends World Health Organization
5. Health at heights
6. Health Officials Recommend Flu Vaccine
7. Slightly High BP Poses Health Risk
8. Unsatisfactory Grade On Womens Health Issues
9. Iodex goes to SmithKline Beecham consumer Healthcare
10. Healthy Medicine Or Harmful Intoxicant?
11. Healthy snacks improve nutrition of kids
Post Your Comments:
*Name:
*Comment:
*Email:


(Date:4/26/2017)... , ... April 26, 2017 , ... ... to improve the profitability of ready-to-drink, high-protein beverages by helping beverage manufacturers more ... to dairy proteins, providing direct cost savings as well as more stable pricing ...
(Date:4/25/2017)... ... April 25, 2017 , ... Splashtop ... Mirroring360 Pro . This new addition to the Mirroring360 product family combines device ... business. , Mirroring360 Pro enables educators, business professionals and individuals to stream or ...
(Date:4/25/2017)... ... 25, 2017 , ... As President Trump challenges the status ... his administration could impact the employee benefits industry. James Slotnick, AVP, Government Relations, ... to make it through Congress. His discussion will focus on the current state ...
(Date:4/25/2017)... ... April 25, 2017 , ... Patients who would like ... in a fraction of the time as traditional braces – Wilckodontics®. Dr. Victoria ... now offers this revolutionary treatment with or without a referral. , Wilckodontics ...
(Date:4/25/2017)... ... 25, 2017 , ... Buyers and sellers in the thriving multi-billion dollar cannabis ... –can’t help but be heartened by the industry’s current surge. But another thing that ... “skunk smell.” At last they can simply, safely and effectively end their aroma ...
Breaking Medicine News(10 mins):
(Date:4/20/2017)... April 20, 2017  AbbVie (NYSE: ABBV), a ... (n=145/146) of chronic hepatitis C virus (HCV) infected ... 6 and compensated cirrhosis (Child-Pugh A) achieved sustained ... ) with its investigational, pan-genotypic regimen of glecaprevir/pibrentasvir ... seen following 12 weeks of G/P treatment without ...
(Date:4/19/2017)... 19, 2017 /PRNewswire/ - CRH Medical Corporation (TSX: CRH) (NYSE MKT: CRHM) (the ... Co. Healthcare Investor Conference 2017 at the Sheraton Hotel in ... Chief Executive Officer of the Company is scheduled to present on ... Bear and the Chairman of the Board, Tony Holler ... ...
(Date:4/19/2017)... 19, 2017 Global Prostate Cancer Therapeutics ... the prostate cancer therapeutics market analyzes the current ... prevalence of prostate cancer, launch of promising emerging ... of new drugs & therapeutic biological products, and ... to lesser side effects are some of the ...
Breaking Medicine Technology: