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Costlier Health Care Weigh Downs the Women

The high cost of health care seems more of a burden for the women than a boon. The higher premiums and related costs results in the women not getting //the right kind of health care that is needed. They are not able to pay the medical bills on time in spite of having insurance.

A national survey conducted by the Commonwealth Fund, a private, New York- based group that supports research on health and social issues found that the women patients don’t visit the specialist doctors when suggested. They don’t fill the prescriptions, go to see a doctor when needed or do the required test when needed. All this due to the high costs involved.

On an average it has been found that it is the women who pays more for health care than the men example the kind of tests and routine examinations that women gets done when she is pregnant.

People like Judith Waxman, vice president of the National Women's Law Center, are advocating the need for a national debate where the employers should switch to policies with higher deductibles and more bendable and low cost alternatives should be adopted for the 44 million uninsured and 16 million underinsured people in the country.

It has been found that women have higher health needs but lower income than men. In a national survey conducted on 40,000 people from the age of 19 and above, found that 33% of insured women and 68% of uninsured women did not get health care because they could not afford it. Whereas it was 23% insured men and 43% uninsured men who went without it.

There is a disparity in the pay too among women and men. Women earned 77 cents to a dollar earned by men. The out of pocket expenses and low income make women spend more than 10% of the income on health care. Nearly 38% women found it difficult to pay the medical bills compared to men.

A study conducted by the Harvard Medical Centre found that high deductible policies hurt the women. Some benefit providers are confron
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