Navigation Links Reveals Top Driving Mistakes and Insurance Impact

(PRWEB) August 02, 2013

Even the most careful drivers can make mistakes, and many have developed bad habits over time that can result in a ticket. There are several mistakes drivers make that commonly lead to getting a ticket and can have a negative impact on your insurance premiums. These mistakes are easy to make, and knowing what they are can make it easier for drivers to be aware and avoid them in the future. urges drivers to avoid these top driving mistakes.

Failing to Stop for Red Lights and Stop Signs

Most drivers do not think much of rolling through a stop sign without coming to a complete stop, especially when there is no one else at the intersection. And hurrying to avoid stopping at a red light is something few people take seriously. Unfortunately, both of these common driving mistakes are bad habits that are a ticket – or an accident – waiting to happen.

Red light camera systems have made it more likely than ever that you will get traffic tickets in Toronto for being in a hurry to beat the light. Fines for this violation vary from province to province, but can run as high as $500 in Toronto, among the highest in North America.

Disregarding Speed Limits

Most people think that going a little faster than the speed limit is not a big deal, and in most cases you won't get a ticket for going a little over. But those few km/h over the limit can creep up on you and become a speeding ticket. Speeding is among the most common traffic tickets in Canada, and a mistake that can become serious in a hurry.

The fine for speeding depends on a variety of factors including how fast you were going, where you were caught speeding, and your previous driving record. Fines can range from a few hundred dollars all the way up to $10,000 in Ontario, which carries the heftiest speeding ticket in Canada aimed at stopped racing in the streets.

Checking Your Phone

Whether you decide to answer an incoming call or want to quickly read a text message, using your cell phone while driving is a mistake that is easy to make but likely to earn you a ticket. Every province in Canada has now outlawed texting and talking on the phone while driving, although using a hands-free device is generally acceptable.

Several polls of Canadians have ranked this as the most annoying habit of drivers today. It is also one of the most dangerous, as distracted driving often leads to accidents. The fine for using your phone while driving varies depending on the province where you are caught and the type of offence from $100 to $400.

Impact on Your Insurance

All of these tickets can have a negative impact on your insurance quotes. While in most cases they are considered to be minor tickets, extenuating circumstances can turn them into major violations. If you have more than one of these on your record, your insurance rates may become very high quickly.

Whether a one-time mistake you make because you are distracted or in a hurry, or a habit on the road you are having a hard time breaking, it only takes getting caught once to earn you a ticket for which you will be paying on your insurance for a long time. In most cases an insurance company can charge you for the ticket for a period of three years. Add the cost of higher insurance rates to the often high fines charged for the tickets, and you will find that a small mistake can be an expensive one.

Every driver makes mistakes occasionally, but being aware of these common mistakes and their results will ensure that you pay a little more attention when you are behind the wheel. Staying focused and taking your time will not only help you avoid tickets, it will also keep everyone safer on the road.

About helps Canadian consumers connect with insurance brokers and agents to get the lowest possible insurance rates. Compare insurance rates from over 30 insurance companies through our compare a quote tool. Our business is dedicated to providing the most up to date and useful insurance related information to Canadian drivers. By showing how and where you can save money you can benefit from all the available savings and pay less for your insurance coverage.

Read the full story at

Source: PRWeb
Copyright©2012 Vocus, Inc.
All rights reserved

Related medicine news :

1. Provides Tips to Compare Cheap Car Insurance Quotes
2. Provides Tips to Understand Auto Insurance in Canada
3. Provides Tips to Understand the Top Factors That Affect Car Insurance Premiums
4. Provides the Top 10 Things Drivers Need to Consider Before Reporting a Car Accident
5. Provides Tips on Handling a Vehicle Write-Off
6. Driving Safety Tips for the Long Weekend from
7. Diet Doc Weight Loss Diets & Medical Plans Reveals New Weight Loss Diet That Produces Fast Weight Loss Naturally, Promoting a More Restful Sleep to Reduce Chronic Fatigue
8. Survey by Dissertation-Texas Reveals Exceptional Rise in Research Projects
9. Fitness Pro Kyle Leon Reveals Tips for Boosting Weight Loss, Improving Fitness
10. Kyle Leon’s "Customized Fat Loss" Review Reveals New Effective Weight Loss Methods
11. How To Make Him Desire You: Review Reveals Alex Carter's "Impulsive Desire Formula"
Post Your Comments:
(Date:11/28/2015)... ... ... Beginning November 30th at 6:00 a.m. EST until 11:59 p.m. EST, customers ... up to 20% off orders $80 or more to free gifts with purchases, there will ... As a competitive e-commerce website for skin care and cosmetic needs, customers will save on ...
(Date:11/27/2015)... (PRWEB) , ... November 27, 2015 , ... According to ... are not changing the way that they are handling security in light of the ... and security presence in an attempt to stop an attack from reaching U.S. soil. ...
(Date:11/27/2015)... , ... November 27, 2015 , ... Lizzie’s Lice Pickers ... company is offering customers 10% off of their purchase of lice treatment product. In ... full price. According to a company spokesperson. “Finding lice is a sure way to ...
(Date:11/27/2015)... Wilmington, DE (PRWEB) , ... November 27, 2015 ... ... a member of the well-respected Microsoft Dynamics SL User Group (MSDSLUG). Recognized as ... is an independent group of Microsoft Dynamics SL software users, partners, industry experts ...
(Date:11/27/2015)... ... November 27, 2015 , ... The men and ... nonprofit healthcare organizations in the country. They have overseen financial turnarounds, shown commitment ... advance the healthcare industry as a whole through their advocacy and professional efforts. ...
Breaking Medicine News(10 mins):
(Date:11/26/2015)... 26, 2015 Research and Markets ( ... Wound Care Market by Type (Dressings, Therapy Devices, Active ... Facility, Out-Patient Facility), and Geography - Global Forecast to ... --> --> The purpose of ... forecast of the global advanced wound care market. It ...
(Date:11/26/2015)... 26, 2015 ... adds "Global Repaglinide Industry 2015 ... on China Repaglinide Market, 2010-2019" reports ... and information to its online business ... . --> ...
(Date:11/26/2015)... 2015 Research and Markets ( ... "2016 Future Horizons and Growth Strategies in the ... Country Segment Forecasts, Competitive Intelligence, Emerging Opportunities" ... --> --> This new 247-page ... therapeutic drug monitoring market, including emerging tests, technologies, ...
Breaking Medicine Technology: