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Family Health Premiums Reach $13,375 Annually in 2009, Up 5 Percent as Inflation Fell Nearly 1 Percent
Date:9/15/2009

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  • Wellness benefits. More than half (58 percent) of employers offering health benefits offer at least one of the following wellness programs: weight loss program, gym membership discounts or on-site exercise facilities, smoking cessation program, personal health coaching, classes in nutrition or healthy living, web-based resources for healthy living, or a wellness newsletter.
  • Health risk assessments. Among firms offering coverage, 16 percent give their employees the option of completing a health risk assessment to help employees identify potential health risks. Within this group, 11 percent offer financial incentives such as lowering the worker's share of premiums or offering merchandise, gift cards, travel, or cash to their workers. Large firms are more likely than small firms both to offer assessments and to offer financial incentives.
  • Onsite health clinics. Among very large firms (at least 1,000 workers), 20 percent report that they have an on-site health clinic for employees at one or more locations. Of those firms with an on-site health clinic, 79 percent reported that employees can receive treatment for non-work related illness at the clinic.
  • Retiree benefits. This year, 29 percent of large firms (200 or more workers) that offer health coverage also offer retiree health benefits, similar to the 31 percent who did so last year but less than half the 66 percent who did so in 1988.

    • Now in its 11th year, the survey is a joint project of the Kaiser Family Foundation and the Health Research & Educational Trust. The survey was conducted between January and May of 2009 and included 3,188 randomly selected, non-federal public and private firms with three or more employees (2,054 of which responded to the full survey and 1,134 of which responded to a single question about offering coverage). A research team at Kaiser and HRET cond
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    SOURCE Kaiser Family Foundation
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