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Zane Benefits Publishes New Information on the Marketplaces for Those with Health Insurance
Date:8/12/2013

Park City, Utah (PRWEB) August 12, 2013

Today, Zane Benefits, the number one online small business health benefits solution, published new information on the marketplaces for those with health insurance.

According to Zane Benefits’ website, a common question from employers and employees is: how do the Health Insurance Marketplaces impact those with insurance? The answer depends on what type of insurance you have.

Generally speaking, there are three types of insurance:

Employer-sponsored health insurance plan: Also known as group insurance, If you have employer-sponsored health insurance, your employer selected and purchased coverage and offers you a plan, or choice of plans.
Individual health insurance plan: If you have an individual health insurance plan, you purchased the plan directly, either through a broker, online, or from an insurance company.
Government health insurance plan: If you have a government health insurance plan, you may be covered under Medicaid, Medicare, or another government-sponsored health plan.

Here's how employees with each of these types of health insurance are impacted by the Health Insurance Marketplaces:

If you have health insurance provided by your employer that is affordable and considered qualified, you don’t need to do anything. You'll likely continue coverage under the employer-sponsored insurance in 2014.

If the premium you pay is not considered "affordable", then you may be eligible for a discount on an individual health insurance plan through your state Marketplace.

If you are paying more than 9.5% of your
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