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Zane Benefits Publishes New Information on the Kansas Health Insurance Exchange

Park City, Utah (PRWEB) July 07, 2013

Today, Zane Benefits, the online alternative to group health insurance, published new information on the Kansas Health Insurance Exchange.

According to Zane Benefits’ website, beginning in 2014 as part of the Affordable Care Act (ACA), health insurance coverage for individuals and small businesses will become available through new state health insurance exchanges (also called health insurance marketplaces).

All states have three options for setting up a state health insurance exchange for 2014: Build a state-based exchange, enter into a state-federal partnership exchange, or default to a federally-facilitated exchange.

According to Zane Benefits’ website, Kansas will default to a federally-facilitated health insurance exchange. The Kansas Health Insurance Exchange will open for enrollment on October 1, 2013, with coverage starting January 1, 2014.

A key part of the Kansas Health Insurance Exchange is that eligible individuals and families will be able to access individual premium tax subsidies, capping the cost of their premium between 2% to 9.5% of income. Eligibility is based on household size and income (up to 400% FPL). The Exchange will also screen for Medicaid and public assistance programs. The premium tax subsidies are only available through the public Exchange.

According to an estimate by, approximately 326,900 or 14% of Kansas’s non-elderly residents are uninsured, of whom 310,600 (95% of these) may qualify for either tax subsidies to purchase coverage in the Marketplace or for Medicaid (if Kansas participates in the Medicaid expansion).

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About Zane Benefits
Zane Benefits was founded in 2006 to provide a revolutionized SaaS (Software-as-a-Service) administration platform ("ZaneHRA") for Health Reimbursement Arrangements (HRAs) and defined contribution health care. The flagship software provides a 100% paperless administration experience to small businesses and insurance professionals that want to offer better health benefits without a traditional group health insurance plan at lower costs. For more information on Health Reimbursement Arrangements, see this overview.

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