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Zane Benefits Publishes New Information on the 2014 Health Care Reform Checklist

Park City, Utah (PRWEB) July 23, 2013

Today, Zane Benefits, the online alternative to group health insurance, published new information on the 2014 health care reform checklist.

According to Zane Benefits’ website, the Patient Protection and Affordable Care Act (PPACA) introduced several new laws and regulations that impact employers of all sizes. This 2014 health care reform checklist covers three (3) key PPACA compliance issues employers may need to complete for 2014:

1. Waiting Periods: Max 90-Days
Effective January 1, 2014, health plans may not have a waiting period that exceeds 90 days.

2. Annual Limits
PPACA prohibits health insurance plans from imposing annual or lifetime limits on essential health benefits (EHB).

3. Play or Pay Strategy
Starting January 1, 2015, PPACA requires all applicable large employers (50+ FTE employees) to either provide qualified, affordable health insurance or pay a penalty based on full-time employees.

If your company has 50+ FTE employees, complete a cost analysis to determine if you will play, pay, or play differently:

Play: Offer a qualified, affordable group health insurance plan.

Pay: Choose to not offer a group health insurance plan, and pay applicable penalties.

Play Differently: Choose to not offer a group health insurance plan, pay penalties, and offer a stand-alone HRA.

Click here to read the full article.

About Zane Benefits
Zane Benefits was founded in 2006 to provide a revolutionized SaaS (Software-as-a-Service) administration platform ("ZaneHRA") for Health Reimbursement Arrangements (HRAs) and defined contribution health care. The flagship software provides a 100% paperless administration experience to small businesses and insurance professionals that want to offer better health benefits without a traditional group health insurance plan at lower costs. For more information about ZaneHRA, visit

Read the full story at

Source: PRWeb
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