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Zane Benefits Publishes New Information on Stand-Alone HRAs for Small Businesses

Park City, Utah (PRWEB) June 17, 2013

Today, Zane Benefits, Inc. published new information on stand-alone HRAs for small businesses. Zane Benefits, which provides comprehensive and flexible alternatives to traditional employer sponsored health benefits, is the leader in defined contribution and health reimbursement arrangements.

According to Zane Benefits’ website, stand-alone Health Reimbursement Arrangements, also called Health Reimbursement Accounts or HRAs, offer small businesses an affordable way to offer health benefits without the cost or complication of group health insurance. Stand-alone HRAs are not linked to a group health insurance plan. HRAs allow any small business to reimburse employees tax-free for out-of-pocket medical expenses, including individual health insurance premiums.

Stand-Alone HRA Overview

According to Zane Benefits’ website, stand-alone HRAs are the ideal small business health benefits solution now, and into 2014. Starting in 2014, each state's health insurance marketplace will offer federally-subsidized individual insurance policies (for eligible employees), and all plans will be guaranteed-issue. However, there are best practices for small businesses in setting up the HRA.

5 Small Business Best Practices for HRAs

Zane Benefits provides the following best practices for small businesses when setting up a stand-alone HRA:

1. Set Affordable HRA Allowances

2. Keep the HRA Simple

3. Use HRA Software

4. Educate Employees

5. Select an Insurance Broker

Click here to read full article.


About Zane Benefits
Zane Benefits was founded in 2006 to provide a revolutionized SaaS (Software-as-a-Service) administration platform ("ZaneHRA") for Health Reimbursement Arrangements (HRAs) and defined contribution health care. The flagship software provides a 100% paperless administration experience to employers and insurance professionals that want to offer better health benefits without a traditional group health insurance plan at lower costs. For more information about ZaneHRA, visit

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