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Zane Benefits Publishes New Information on Section 105 Medical Reimbursement Plans
Date:7/27/2013

Park City, Utah (PRWEB) July 27, 2013

Today, Zane Benefits, the online alternative to group health insurance, published new information on Section 105 Medical Reimbursement Plans.

According to Zane Benefits’ website, stand-alone Section 105 Medical Reimbursement Plans provide small business owners a tool to offer tax-free health benefits without the cost or complication of group health insurance.

There are several different types of Section 105 Plans for Small Businesses. The most common type of Section 105 Plan is a self-funded (or self-insured) health plan, where the employer self-funds (or self-insures) health benefits rather than pay premiums to an insurance company. However, they are also found in the form of Health Reimbursement Arrangements (HRAs).

With a Section 105 Medical Reimbursement Plan, a small business might either:

  • Implement a Section 105 plan alongside a conventional employer-sponsored health insurance plan (to reimburse amounts not covered by insurance).
  • Implement a Section 105 plan as a stand-alone medical reimbursement plan (to reimburse employees for individual health insurance premiums and eligible medical expenses).

According to Zane Benefits’ website, there are six advantages for small business owners:

1. Predictable Costs

2. Employee Choice

3. Plan Flexibility

4. Different Employees, Different Benefits

5. Tax Advantages

6. Easy Administration


Source: PRWeb
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