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Zane Benefits Publishes New Information on Section 105 Health Insurance Premium Reimbursement
Date:1/12/2014

Park City, Utah (PRWEB) January 12, 2014

Today, Zane Benefits, the #1 Online Health Benefits Solution, published new information on Section 105 health insurance premium reimbursement.

According to Zane Benefits’ website, it's becoming mainstream for small employers to offer defined contribution allowances instead of offering a small group health insurance plan. With a defined contribution strategy, the employer offers healthcare allowances that employees can use to reimburse themselves for qualified health insurance premiums. The most common way to set up the allowances is with a limited-purpose Section 105 medical reimbursement plan.

According to Zane Benefits’ website, there are certain types of health insurance that can, and cannot, be reimbursed through a Section 105 Plan.

Section 105 medical reimbursement plans can reimburse the following types of insurance premiums provided they were not already paid with pre-tax dollars:

  • Major medical individual health insurance premiums
  • Limited benefit individual health insurance premiums
  • Dental care and vision care premiums
  • Qualified ancillary premiums (e.g. accident policies)
  • Medicare Part A or B, Medicare HMO, and employer-sponsored health insurance premiums
  • Medicare Advantage and Supplement premiums
  • COBRA premiums
  • Long-term care premiums


Source: PRWeb
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