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Zane Benefits Publishes New Information on New Hampshire Health Insurance Exchange
Date:5/15/2013

ange that will open October 1, 2013 (for coverage starting January 1, 2014).

New Hampshire Health Insurance Exchange

According to Zane Benefits’ website, the New Hampshire Health Insurance Exchange will be a new online marketplace designed to help New Hampshire residents shop for and enroll in health insurance coverage, and access health insurance tax subsidies and credits. The Exchange will also screen applicants for eligibility in public programs such as Medicaid. The New Hampshire Health Insurance Exchange will have two offerings:

1. Individual exchange for individuals and families
2. Small businesses "SHOP" exchange

Insurance coverage can be purchased through the New Hampshire Health Insurance Exchange beginning in October 2013, for coverage effective January 1, 2014.

According to healthcare.gov, approximately 125,600 or 11% of New Hampshire’s non-elderly residents are uninsured, of whom 110,000 (88% of these) may qualify for either health insurance tax credits or for Medicaid if New Hampshire participates in the Medicaid expansion (New Hampshire currently supports Medicaid expansion).

New Hampshire will use federally-run technology and a federally-based navigator program, and the state will manage plan (insurance carrier) oversight and consumer outreach and assistance. As of writing, exact details of this coordination are being clarified and confirmed.

History of New Hampshire Health Insurance Exchange

According to Zane Benefits’ website, in June 2012, former Governor John Lynch signed HB 1297 into law, which prohibited the state from participating in or enabling a state-based health insurance exchange. However, HB 1297 allowed New Hampshire to “operate specific functions of a federally-facilitated exchange." In February 2013, Governor Maggie Hassan confirmed that New Hampshire would pursue a state-federal partnership exchange. On March 7, 2013, New Hampshire received condit
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