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Zane Benefits Publishes New Information on Nevada’s Health Insurance Exchange

Park City, Utah (PRWEB) April 05, 2013

Today, Zane Benefits, Inc. published new information on the Nevada Health Insurance Exchange. Zane Benefits, which provides comprehensive and flexible alternatives to traditional employer sponsored health benefits, is the leader in defined contribution and health reimbursement arrangements.

According to Zane Benefits’ website, as part of the Affordable Care Act (ACA), health insurance coverage for individuals and small businesses will become available through new state health insurance marketplaces starting in 2014. Nevada will offer a state-based exchange called Silver State Health Insurance Exchange. The Exchange will open in October 2013, for coverage starting in January 2014.

Nevada Health Insurance Exchange - What is It?

According to Zane Benefits’ website and the Exchange website, the Silver State Health Insurance Exchange is building a brand new marketplace where Nevada consumers and small businesses can shop for, compare and purchase quality health insurance plans with ease. The website will guide consumers through the application process with a number of useful tools including: out of pocket cost calculators, plan sorting by primary care provider, prescription drug availability and hospital network.

According to the Exchange website, the vision is to create "access to health insurance for all Nevadans." Currently, there are 588,000 (25%) people under the age of 65 in Nevada without health insurance.

Nevada Health Insurance Exchange - How Was it Formed?

According to Zane Benefits’ website, on June 16, 2011, Nevada’s Governor Brian Sandoval signed SB 440 into law establishing the Silver State Health Insurance Exchange. Legislation defines Nevada’s Exchange as a quasi-governmental organization.

On January 3, 2013, Nevada received conditional approval from the U.S. Department of Health and Human Services (HHS) to establish a state-based exchange. Final approval is contingent upon the state demonstrating its ability to perform all required Exchange activities on time, complying with future guidance and regulations, and demonstrating its capacity to administer Exchange plan management functions. It is expected that Nevada will receive final approval from HHS.

Nevada Health Insurance Exchange - How Will the Exchange Work with Producers?

According to Zane Benefits’ website, on March 1, 2013, the Silver State Health Insurance Exchange released a statement "Navigators, Enrollment Assisters, Certified Application Counselors and Producers." According to this statement, Producers who enroll individuals and employers in QHPs through the Exchange will act in much the same manner as Producers who sell insurance products in the pre-Exchange market.

Producers will be required to register with the Exchange, receive training in the range of QHP options and insurance affordability programs, and comply with the Exchange’s privacy and security standards.

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About Zane Benefits
Zane Benefits was founded in 2006 to provide a revolutionized SaaS (Software-as-a-Service) administration platform ("ZaneHRA") for Health Reimbursement Arrangements (HRAs) and defined contribution health care. The flagship software provides a 100% paperless administration experience to employers and insurance professionals that want to offer better health benefits without a traditional group health insurance plan at lower costs. For more information about ZaneHRA, visit

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