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Zane Benefits Publishes New Information on Maryland Health Insurance Exchange Rates
Date:8/23/2013

eir plan, further lowering their cost. There will also be opportunities for low-income Marylanders to reduce deductibles, cost sharing, and out-of-pocket caps.

Maryland attributes the insurance commissioner’s aggressive negotiation of rates as reason for their relatively low costs. According to their report, the insurance commissioner was able to reduce most premium rates by more than 50%.

They also attribute the way in which Maryland is planning to handle risky consumers next year. The state is keeping their high-risk pool open for people with pre-existing conditions who don’t want to change coverage. This way the sick population will stay out of the health insurance marketplace, and insurers take this into account when proposing their premium rates.

Along with lower premiums Maryland provides the following key features of their plans:

Comprehensive care, including coverage of essential health benefits;

Recommended preventive services, available free of charge;

A cap on out-of-pocket expenses;

No lifetime or yearly dollar limits on coverage;

For the first time in the individual market, no Marylander can be rejected for coverage on the basis of his or her health status.

Click here to read the full article.
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About Zane Benefits
Zane Benefits was founded in 2006 to provide a revolutionized SaaS (Software-as-a-Service) administration platform ("ZaneHRA") for Health Reimbursement Arrangements (HRAs) and

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