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Zane Benefits Publishes New Information on Illinois Health Insurance Exchange Carriers

Park City, Utah (PRWEB) August 16, 2013

Today, Zane Benefits, the number one online small business health benefits solution, published new information on Illinois health insurance exchange carriers.

According to Zane Benefits’ website, six carriers plan to offer individual and/or small group health insurance coverage through the Illinois Health Insurance Exchange, where individuals and small businesses can shop for health insurance plans and receive access to tax premium subsidies and small business tax credits.

Up to 486,000 Illinois residents are expected to purchase health coverage through the exchange in 2014, according to state officials. The state projects as many as 1.3 million in the state will buy an exchange-based product by 2017. The Illinois Health Insurance Exchange will open October 1, 2013, for coverage starting January 1, 2014.

According to the Illinois Department of Insurance (DOI), 165 qualified healthcare plans are to be offered on the individual and small business exchanges, by six proposed carriers. The proposed carriers include:

Blue Cross & Blue Shield of Illinois
Carle Foundation
Coventry Health Care
Land of Lincoln Health Inc Co-op

United Health, who held 6.3% of the market share in Illinois in 2012, is not included in this list. United Health appears to be taking a back seat approach in many state exchanges, only offering exchange plans in a handful of states.

The exchange plans will be reviewed by the Illinois DOI to determine if the plans meet required Essential Health Benefits, are underwritten under acceptable actuarial standards, and meet network sufficiency standards. Once the review is completed, the DOI will make recommendations to the federal Health and Human Services (HHS). HHS is scheduled to make the final determinations by August 31, 2013.

At time of writing, proposed rates had not yet been released. According to the Illinois DOI, rates for the Illinois Health Insurance Exchange are scheduled to be released in September.

Click here to read the full article.


About Zane Benefits
Zane Benefits was founded in 2006 to provide a revolutionized SaaS (Software-as-a-Service) administration platform ("ZaneHRA") for Health Reimbursement Arrangements (HRAs) and defined contribution health care. The flagship software provides a 100% paperless administration experience to small businesses and insurance professionals that want to offer better health benefits without a traditional group health insurance plan at lower costs. For more information about ZaneHRA, visit

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