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Zane Benefits Publishes New Information on How to Offer Better Health Insurance
Date:8/8/2013

Park City, Utah (PRWEB) August 08, 2013

Today, Zane Benefits, the online alternative to group health insurance, published new information on how to offer better health insurance.

According to Zane Benefits’ website, the landscape of employee health insurance is rapidly changing because the cost of group health insurance is quickly becoming unsustainable for many businesses.

With the increased cost of health insurance premiums, businesses have had to shift the costs to employees, take on more of the expense, and/or reduce benefits.

According to Zane Benefits’ website, for a health benefits program to work, it has to meet the business’s budget and provide value to employees. The following aspects of defined contribution contribute to happier employees.

1. Access to the Best Health Care: Because employees choose how to spend their health care allowance, including which individual health insurance policy to purchase, they can pick the health coverage that best meets their needs. Employees say they no longer want a one-size fits all health insurance plan. Rather, they want the options to customize their health benefits.

2. Access to Health Insurance Subsidies: Starting in October 2013, employees can use health care allowance to purchase policies from the new health insurance marketplaces. This gives employees access to federal health insurance tax subsidies (starting in 2014) to lower the cost of their premium. Eligibility for the tax subsidies is based on income and household size. Households with income up to 400% above the federal poverty line (FPL) will be eligible (up to $45,960 for an individual in 2013, or $94,200 for a family of four
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