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Zane Benefits Publishes New Information on How to Change to Defined Contribution

Park City, Utah (PRWEB) July 10, 2013

Today, Zane Benefits, the online alternative to group health insurance, published new information on changing to defined contribution.

According to Zane Benefits’ website, small business HR managers can effectively facilitate the shift from defined benefits to consumer-driven models and defined contribution health plans. There are four tips on how to successfully shift to pure defined contribution health plans.

1. Understand and Prepare for Health Care Reform: According to Zane Benefits’ website, HR needs to understand the organization's obligations, and opportunities, with health care reform. There are numerous resources available on health care reform compliance for small businesses.

2. Educate Employees on the Benefits of Defined Contribution: Take the time to educate employees on how defined contribution health plans work, and how employees will benefit. This will contribute to their understanding and happiness with the defined contribution health plan. Work with your defined contribution software provider to offer employees tailored resources, such as webinar training sessions, online account access, and help and support tutorials.

3. Communicate with Employees Early-On & Frequently: Keep the communication open between HR and employees, and check in frequently. Many organizations make assumptions about what employees prefer or understand when it comes to benefits. By keeping communication open, HR can address questions early-on in the transition, and measure their overall satisfaction in the long-term.

4. Provide a Health Insurance Broker or Consultant to Help Employees: With pure defined contribution, employees purchase their own individual health insurance. This is a new experience for many employees. Make a health insurance broker available to employees to help them select and purchase plans. This will help employees choose plans that best fit their individual needs, and help them see the value in the change to a defined contribution plan.

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About Zane Benefits
Zane Benefits was founded in 2006 to provide a revolutionized SaaS (Software-as-a-Service) administration platform ("ZaneHRA") for Health Reimbursement Arrangements (HRAs) and defined contribution health care. The flagship software provides a 100% paperless administration experience to small businesses and insurance professionals that want to offer better health benefits without a traditional group health insurance plan at lower costs. For more information about ZaneHRA, visit

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