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Zane Benefits Publishes New Information on How Small Businesses Struggle With Health Insurance
Date:8/14/2013

(PRWEB) August 14, 2013

Today, Zane Benefits, the number one online small business health benefits solution, published new information on how small businesses struggle with health insurance.

According to Zane Benefits’ website, small businesses make up the majority of employers in the US, and yet studies show that small businesses struggle the most with offering health insurance. The majority of the 7.4 million employers in the US are micro and small businesses.

A few interesting statistics about US employers:
82% of all US employers (?6 million employers) have less than 200 employees
62% of all US employers (4.6 million employers) have less than 10 employees

Studies show that the smaller the business, the less likely they are to offer health insurance.

98% of all larger businesses (200+ employees) offer health insurance.
39% of all small and medium businesses (< 200 employees) do not offer health insurance.
50% of all micro employers (< 10 employees) do not offer health insurance.

That means 2.37 million small businesses who don't offer health insurance.

?The primary reason small businesses don't offer health insurance is cost. When small business owners are surveyed about the the primary reason they do not offer health insurance, 61% say it's because of cost.

Premiums are rising so quickly that small business owners are often dealt annual renewal rates they cannot afford. Between 1999 and 2012, group health insurance premium rates to cover a single employee increased from $2,196/year to $5,615/year. These cost increases have been
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