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Zane Benefits Publishes New Information on Health Reimbursement Medical Plans

Park City, UT (PRWEB) June 20, 2013

Today, Zane Benefits, Inc. published new information on health reimbursement medical plans. Zane Benefits, which provides comprehensive and flexible alternatives to traditional employer sponsored health benefits, is the leader in defined contribution and health reimbursement arrangement plans.

According to Zane Benefits’ website, health reimbursement medical plans offer small businesses an IRS-approved way to reimburse employees, their spouses, and dependents tax-free for eligible medical expenses, including personal insurance premiums. Health Reimbursement Medical Plans are formally called Health Reimbursement Arrangements or HRAs.

Health Reimbursement Medical Plans give employers greater control over monthly health benefits costs, and give employees more choice in their health care coverage. With a Health Reimbursement Medical Plan, the employer sets their own parameters, including:

  • What categories of medical expenses are covered
  • Maximum contribution per employee class
  • What happens to unused funds at the end of the plan year

According to Zane Benefits’ website, Health Reimbursement Medical Plans must be funded solely by the employer, and cannot be funded by the employee through salary deductions. Health Reimbursement Medical Plans are not subject to the same plan design requirements that apply to Flexible Spending Accounts and Section 125 cafeteria plans.

The term "Health Reimbursement Medical Plan" is often used to mean the same thing as other terms, including: Health Reimbursement Arrangement (HRA), Health Reimbursement Account (HRA), and Health Reimbursement Plan (HRP).

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About Zane Benefits
Zane Benefits was founded in 2006 to provide a revolutionized SaaS (Software-as-a-Service) administration platform ("ZaneHRA") for Health Reimbursement Arrangements (HRAs) and defined contribution health care. The flagship software provides a 100% paperless administration experience to employers and insurance professionals that want to offer better health benefits without a traditional group health insurance plan at lower costs. For more information about ZaneHRA, visit

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