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Zane Benefits Publishes New Information on Health Reform Don’ts
Date:11/21/2013

Park City, Utah (PRWEB) November 21, 2013

Today, Zane Benefits, the number one online small business health benefits solution, published new information on health reform don’ts.

According to Zane Benefits’ website, employers of all sizes need to understand the new requirements, laws, opportunities, and costs that come alone with the Affordable Care Act. Yet, the information on health reform is vast, complex, and not always accurate. The worst thing a small business can do is nothing. Health reform impacts nearly every employer in the U.S. and the fines for lack of compliance can be costly.

All business regardless of size have an action to take. For instance, even if a small business does not offer health insurance, it still is required to notify all employees of the health insurance exchanges where they can purchase their own plans.

There are new options for small business health insurance -- including the SHOP marketplaces or a pure defined contribution health plan. Depending on eligibility, a small business may be eligible for the small business tax credit through the SHOP, or employees may be eligible for premium tax subsidies through the individual health insurance marketplace.

If a small business is thinking about splitting the business into two, the ACA controlled group rules will likely still consider you one employer under the ACA because of overall business ownership. Likewise, if a business is considering dropping employees' hours to reduce the number of full time employees, consider that the FTE count is based on full time employees plus full time equivalents.

Regardless of what type of health benefits are offered, employee education about he
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