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Zane Benefits Publishes New Information on Health Insurance for Medical Offices
Date:12/21/2013

Park City, Utah (PRWEB) December 21, 2013

Today, Zane Benefits, the number one online small business health benefits solution, published new information on health insurance for medical offices.

According to Zane Benefits’ website, as small business health insurance costs continue to rise, employers are looking for ways to offer health benefits at a lower price. One of these strategies is defined contribution healthcare. One of the early-adopters of the defined contribution health model has been small medical offices -- small family practices, dental, naturopathic, and chiropractic offices. These small medical offices greatly value offering employee health benefits, but like most small businesses, struggle to afford it.

Many small businesses can’t offer small business health insurance coverage due to rising costs and restrictive minimum contribution and participation requirements. Which is why many small businesses are transitioning with a defined contribution strategy.

Small business health insurance plans are a form of employer-sponsored health coverage. Costs are typically shared between the employer and the employee, and coverage may also be extended to dependents. In certain states, self-employed persons without other employees may qualify for group health insurance plans. There are several different types of small business health insurance plans available.

However, with the purest form of defined contribution, employers offer employees a health insurance allowance as the benefits package. Employees purchase an individual policy of their choice, often with the help of a health insurance broker, and are reimbursed as the plan allows.

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