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Zane Benefits Publishes New Information on HRAs for Churches

Park City, Utah (PRWEB) July 29, 2013

Today, Zane Benefits, the online alternative to group health insurance, published new information on HRAs for Churches.

According to Zane Benefits’ website, stand-alone Health Reimbursement Arrangements (HRAs) offer churches a smart alternative to traditional group health insurance.

Churches can use HRAs to:

-legally reimburse staff for individual health insurance premiums, and/or eligible out-of-pocket expenses.

-legally reimburse staff for individual health insurance premiums, and/or eligible out-of-pocket expenses.

-provide monthly allowances to employees. There are no minimum and maximum contribution amounts, therefore all costs are predictable to the church.

-decide who to offer the HRA benefit to, for example: all staff, only clergy/pastors, only full-time employees, etc.

-allow employees to choose how to spend their HRA healthcare allowance, within the parameters of the HRA plan.

HRAs are gaining popularity with churches because of these five (5) key benefits:

1. Low HRA Administration for the Church: With HRA Software, the church can administer the HRA in 5-10 minutes per month.

2. The Church Controls the Cost of Health Benefits: the church decides the amounts of the HRA allowances creating predictability with the health benefits budget.

3. The Church Designs Their HRA Plan: who to offer the plan to, what type of medical expenses to reimburse, whether to provide benefits to employees-only, or to family members as well, what happens to unused HRA funds at the end of the year.

4. Employees Are Well-Taken Care Of: employees value HRA benefits because HRAs offer employees choice in how they spend their health care dollars.

5. HRA Software Ensures Compliance: by using HRA Software, the church ensures compliance with HIPAA Privacy, COBRA, Medicare Reporting, IRS Plan Documents, ERISA-Compliant Reimbursement of Individual Health Plans, and Affordable Care Act (ACA) Requirements.

Click here to read the full article.

About Zane Benefits
Zane Benefits was founded in 2006 to provide a revolutionized SaaS (Software-as-a-Service) administration platform ("ZaneHRA") for Health Reimbursement Arrangements (HRAs) and defined contribution health care. The flagship software provides a 100% paperless administration experience to small businesses and insurance professionals that want to offer better health benefits without a traditional group health insurance plan at lower costs. For more information about ZaneHRA, visit

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Source: PRWeb
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