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Zane Benefits Publishes New Information on HRAs and Minimum Value and Affordability
Date:7/19/2013

determination:

All HRA amounts that are made newly available under an integrated HRA for the current plan year are taken into account for MV purposes (assuming that the amounts may only be used for cost-sharing and not to pay insurance premiums).

For Affordability:

According to the proposed regulations, integrated HRAs can also count toward affordability. IRS says that for the purposes of determining affordability, HRA amounts that are made newly available under an integrated HRA for the current plan year are taken into account in determining affordability only if the employee may either use the HRA amounts only for premiums or choose to use the HRA amounts for either premiums or cost-sharing.

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About Zane Benefits

Zane Benefits was founded in 2006 to provide a revolutionized SaaS (Software-as-a-Service) administration platform ("ZaneHRA") for Health Reimbursement Arrangements (HRAs) and defined contribution health care. The flagship software provides a 100% paperless administration experience to small businesses and insurance professionals that want to offer better health benefits without a traditional group health insurance plan at lower costs. For more information about ZaneHRA, visit http://www.zanebenefits.com.

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