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Zane Benefits Publishes New Information on Florida Health Insurance Exchange Rates
Date:8/25/2013

e Office of insurance Regulation expect to see with the new plans are:
  • The requirement that health insurance coverage be offered to everyone, even if they have a preexisting medical condition
  • The requirement that new benefits be offered, such as for substance abuse and mental health conditions
  • The requirement that insurers charge the same health plan costs to men and women
  • The limitation on how much your age can affect health plan costs

New taxes and fees

The smallest premium increase is a 7% increase from an HMO plan of Humana: $293 to $315. The largest increase is a 59% increase from a Sunshine State Health Plan: $293 to $464.

Currently many Florida insurance plans offer extremely low coverage health plans at cheap rates that only cover catastrophic events. Starting January 1, 2014 these plans will no longer be allowed, as every plan is required to cover a set of essential health benefits as defined by the federal government. In addition, insurance companies will no longer be able to deny coverage to the 7.8 million non-elderly Floridians with pre-existing medical conditions, and will be restricted on what they can charge elderly citizens for out-of-pocket expenses.

Eleven Florida insurers plan to offer 308 plans through the exchange in Florida:

Aetna Life Insurance Company

Blue Cross Blue Shield Of Florida

Cigna Health And Life Insurance Company

Coventry Health Care Of Florida

Florida Health Care Plan, Inc.

Health First Insurance Company PPO

Health Options, Inc.

Humana Medical Plan, Inc.

Molina Healthcare Of Florida, Inc.

Preferred Medical Plan

Sunshine State Health Plan Inc


Source: PRWeb
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