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Zane Benefits Publishes New Information on California's Health Insurance Marketplace

Park City, Utah (PRWEB) February 24, 2013

Today, Zane Benefits, Inc. published new information on California's health insurance marketplace. Zane Benefits, which provides comprehensive and flexible alternatives to traditional employer sponsored health benefits, is the leader in defined contribution and health reimbursement arrangements.

According to Zane Benefits’ website, on February 13, 2013 Covered California (California's Health Insurance Marketplace) announced the standard benefits individuals can expect to get in the health plans offered under the Affordable Care Act starting 2014.

What are Standard Benefits?

According to Zane Benefits’ website, standard benefits are those benefits that must be offered by every plan that sells health insurance through Covered California. Under California law, since the Board of Covered California decided to establish standard benefit designs, those designs must be offered by all health plans in the individual and small group markets starting in January 2014. Zane Benefits’ website outlines the various benefit designs including Platinum, Gold, Silver, Silver HSA, Bronze and Catastrophic.

What does this mean?

According to Zane Benefits’ website, this announcement means that 2.6 million Californians can know their 2014 premium costs and the exact benefits they can purchase when they can enroll. The only missing piece is which health plan they will select to be their insurer. An additional 2.7 million Californians – those who will not be eligible for sliding scale financial help, but will now be assured health plans must offer them coverage – can know the standard designs that will be available to them.

How are California’s benefits different than other states?

According to Zane Benefits’ website and the Covered California fact sheet, California is one of a very few number of states in the nation to offer standard benefits. This will allow consumers to make apples to apples comparisons and mean lower administrative costs because each of the plans must be uniform.

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About Zane Benefits
Zane Benefits was founded in 2006 to provide a revolutionized SaaS (Software-as-a-Service) administration platform ("ZaneHRA") for Health Reimbursement Arrangements (HRAs) and defined contribution health care. The flagship software provides a 100% paperless administration experience to employers and insurance professionals that want to offer better health benefits without a traditional group health insurance plan at lower costs. For more information about ZaneHRA, visit

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