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Zane Benefits Publishes New Information on Agents and Health Insurance Trends
Date:8/17/2013

Park City, Utah (PRWEB) August 17, 2013

Today, Zane Benefits, the number one online small business health benefits solution, published new information on agents and health insurance trends.

According to Zane Benefits’ website, studies show that 68% of small businesses and 36% of people purchasing individual health insurance reported using a health insurance agent or broker to purchase their policy. Health insurance agents interact daily with insurance companies, individuals, and employers. Therefore, agents and brokers have a unique pulse on individual and small business health insurance.

In 2012, Kaiser Family Foundation surveyed health insurance agents about trends they observed in the individual and small business health insurance market. The findings provide insight to the changing health insurance market.

Key findings from KFF's survey of health insurance agents were:

Deductibles and health insurance premiums continue to rise steadily and sharply, with agents reporting that the typical deductibles today are higher than they were two years ago and expecting continued large premium increases.

Agents report that clients are focusing on lower premium costs and higher cost-sharing, often at the expense of employee financial protection.

Agents spend much of their time explaining coverage and helping clients navigate different options.

Many agents reported dislike toward the Affordable Care Act and said they think it will make their business and themselves personally worse off.

At the same time, agents report often getting questions directly from clients about the ACA
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