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You've Just Been Denied Social Security Disability--Now What?
Date:1/5/2009

px?=PRW2" onclick="linkClick( this.href );" target="_blank" title="what is SSDI">federally mandated insurance program overseen by the Social Security Administration (SSA) that provides monthly benefits to individuals who are under full retirement age (age 65 or older) and who can no longer work because of a disability (injury, illness or condition) that is expected to last for 12 months or is terminal. Individuals must have paid FICA taxes to be eligible. More details are provided in the "SSDI Overview" on Allsup.com.

You've Been Denied, What Comes Next
Once you've been denied SSDI benefits, the most important next step is to promptly appeal the decision.

This is not the same as reapplying for benefits. "Do not reapply for benefits, but rather file an appeal of the original decision," Mr. Bueltemann said. "This appeal must be filed within 60 days of the denial decision as dated in the letter. So it is a time-sensitive step." If you wait longer than the 60 days, you will have to start over and reapply at the initial level. "There's no good reason to miss the deadline or reapply at the initial level--it's basically just spinning your wheels," Mr. Bueltemann explained.

Keep in mind that if your initial application has been denied, you will have a better chance of being awarded benefits at the hearing level of the SSDI process when an administrative law judge evaluates your case. At this point in the process, also known as level 3, more than 60 percent of claimants are awarded benefits, according to the SSA. For claimants who reach level 3 with Allsup as their representative, more than 90 percent are a
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You've Just Been Denied Social Security Disability--Now What? 
You've Just Been Denied Social Security Disability--Now What?
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