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Yearly Premiums for Family Health Coverage Rise to $12,680 in 2008, Up 5 Percent, As Many Workers Also Face Higher Deductibles
Date:9/24/2008

online at http://www.kff.org/insurance/7790/index.cfm. The Health Affairs article based on the survey is also available online to subscribers at http://www.healthaffairs.org or via the free link at the Kaiser Web site above.

Now in its 10th year, the survey is a joint project of the Kaiser Family Foundation and the Health Research & Educational Trust. A research team at Kaiser and HRET conducted and analyzed the survey, led by Gary Claxton, vice president and director of the Health Care Marketplace Project at Kaiser, and Jon Gabel, senior fellow at the National Opinion Research Center (NORC) at the University of Chicago. NORC works on the project under contract to HRET.

METHODOLOGY

The Kaiser Family Foundation/Health Research & Educational Trust 2008 Annual Employer Health Benefits Survey reports findings from a telephone survey of 1,927 randomly selected public and private employers with three or more workers. Fieldwork was conducted between January and May 2008, with an overall response rate of 48 percent, which includes firms that offer and do not offer health benefits. Among firms that offer health benefits, the survey's response rate is 50 percent. Firms that declined to participate in the full survey were asked a single question about whether they offer health insurance benefits. A total of 2,832 firms responded to this question (including 1,927 who responded to the full survey and 905 who responded to this one question). Since firms are selected randomly, it is possible to extrapolate from the sample to national, regional, industry, and firm size estimates using statistical weights. This year we have changed the method used to report the annual percentage premium increase. In prior years, the reported percentage was based on a series of questions that asked responding firms the percentage increase or decrease i
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SOURCE Henry J. Kaiser Foundation
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