lf of all firms offering health
benefits also provide at least one of seven wellness programs: weight loss
programs, gym membership discounts or on-site exercise facilities, smoking
cessation program, personal health coaching, classes in nutrition or
healthy living, web-based resources for healthy living, or a wellness
newsletter. However, relatively few firms offer incentives such as gift
cards, travel, merchandise, or cash (7 percent), reduced premium (4
percent), or a lower deductible (1 percent) to encourage workers to
participate in wellness programs.
In addition, 10 percent of firms offering health benefits give their
employees the option of completing a health risk assessment to help
employees identify potential health risks, and of those, 12 percent offer
some sort of financial incentive for workers to complete them.
"Large firms have invested in wellness programs and believe they
improve health (79 percent) and reduce cost (68 percent)," said co-author
Jon Gabel, senior fellow at the National Opinion Research Center at the
University of Chicago.
Other key findings from the survey include:
-- Drug benefits. Most plans now have a three- or four-tier system to
determine cost-sharing for drugs. For workers in such plans, the average
co-payments this year are $10 for first-tier drugs, $26 for second-tier
drugs, and $46 for third-tier drugs. Co-payments for fourth-tier drugs,
which may include costly biological agents and lifestyle drugs, averaged
-- Future outlook. When asked about their plans for next year, 14 percent
of firms say they are "very likely" to raise workers'
premium contribution next year, and 12 percent say they are "very
likely" to raise deductibles. Very few firms say they are
"very likely" to restrict eligibility for coverage or drop
health coverage altogether.
The full survey is available
Page: 1 2 3 4 5 6 7 8 Related medicine news :1
|SOURCE Henry J. Kaiser Foundation|
Copyright©2008 PR Newswire.
All rights reserved
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