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Woman Whose Health Insurance Was Cancelled by Blue Cross/WellPoint After She Got Sick Urges Congress to Protect Innocent Patients
Date:6/16/2009

ff, Bidart, Darras and Echeverria representing Ms. Horton.

Presumably, if Congressional reform plans are enacted, insurance companies could not leave patients completely uninsured after a major illness, because the proposals guarantee availability of coverage regardless of health condition. However, nothing in these proposals would bar a health insurer or HMO from transferring a patient who gets sick into low-benefit policies. Such policies will certainly have skimpier benefits, high deductibles, and high co-pays. For a patient like Ms. Horton, such a degraded policy is almost as effective in blocking access to care as canceling coverage.

"The health insurance industry is promising to provide insurance policies regardless of our health conditions. This is another example of a fake concession by the health insurance industry: the fine print says that though you might have an insurance policy, you're not covered," said Carmen Balber, director of Consumer Watchdog's Washington D.C. office.

For More Information:

** Read Consumer Watchdog's analysis of health insurer and drug company contributions to the Blue Dog Coalition. http://www.consumerwatchdog.org/patients/articles/?storyId=27829

** Read Consumer Watchdog's letter to Congressional leaders listing 10 patient abuses perpetrated by HMOs and health insurers that are currently not addressed by the House and Senate reform proposals. http://www.consumerwatchdog.org/patients/articles/?storyId=27748

** Read Consumer Watchdog's lett
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SOURCE Consumer Watchdog
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