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United America Indemnity, Ltd. Reports Third Quarter 2007 Results and Share Repurchase Program
Date:10/24/2007

ompared with 89.7% for the same period in 2006. Excluding the impact of the reduction in net loss and loss adjustment expense and the reinsurance reserve allowance relating to prior accident years, the combined ratio for the nine months ended September 30, 2007 was 93.8%, compared to 91.0% for the nine months ended September 30, 2006.

Gross premiums written decreased 10.6% to $442.1 million for the nine months ended September 30, 2007 from $494.7 million for the same period in 2006. Net premiums written for the nine months ended September 30, 2007 decreased 8.6% to $387.1 million from $423.7 million for the same period in 2006.

United America Indemnity's Nine Months ended September 30, 2007 and 2006 Gross and Net Premiums Written Results by Business Unit

Nine Months Ended September 30,

(Dollars in thousands)

Gross Premiums Written Net Premiums Written

2007 2006 2007 2006

Penn-America $227,342 $295,676 $213,507 $270,315

United National

Programs 157,620 172,931 133,047 134,305

Specialty Brokerage 38,135 26,058 31,491 19,016

Total United National 195,755 198,989 164,538 153,321

Wind River 19,037 50 9,092 43

Total $442,134 $494,715 $387,137 $423,679

Penn-America: Gross premiums written and net premiums written for the nine months ended September 30, 2007 decreased 23.1% and 21.0%, respectively, compared with the same period in 2006. The decrease in gross and net premiums written primarily resulted from increased competition from both surplus lines and standard carriers and the cancellation of business that did not meet our profitability standards.

United National: Gross
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SOURCE United America Indemnity, Ltd.
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