Navigation Links
U.S. Makes It Easier to Get Insurance With Pre-Existing Conditions
Date:5/31/2011

By Steven Reinberg
HealthDay Reporter

TUESDAY, May 31 (HealthDay News) -- U.S. health officials announced Tuesday that a reduction in premiums and an easing of standards for the federally administered Pre-Existing Condition Insurance Plan will allow more Americans to get health insurance.

Premiums under the Pre-Existing Condition Insurance Plan, which is part of the Affordable Care Act, will drop as much as 40 percent in 18 states. And standards for eligibility will be eased in 23 states and Washington, D.C., said officials from the Department of Health and Human Services (HHS).

"Before the law, too many people were turned away or shut out of the insurance market," HHS Secretary Kathleen Sebelius said during a morning press conference.

"You could be denied coverage if you were a breast cancer survivor or if you had a pre-existing health condition like diabetes or asthma. This forced people to skip care or medication and it has bankrupted way too many families and left people's health at risk," she added.

The reduction in premiums will offer real savings for people, Sebelius explained. "For example, consumers in Virginia will save almost $1,200 a year thanks to the premium reduction," she said.

The Pre-Existing Condition Insurance Plan was designed to help people with pre-existing health conditions get health insurance until 2014 when insurance companies can no longer deny coverage to people with pre-existing conditions.

In 23 states the federal government administers the program, while the other states use federal funds to operate their own program.

It's in 18 states where the federal government operates the program that premiums will drop. Decreasing premiums in these states will bring the premiums in line with rates already established in these states, which is mandated by the Affordable Care Act, HHS officials said.

In the remaining states, premiums were already at state levels and will not change.

"We are not just lowering premiums, we are making it easier for people to become eligible for the program," Sebelius said.

Beginning in July, anyone applying for health insurance coverage only needs to show a letter dated in the last year from a doctor, a physician's assistant or nurse practitioner stating that he or she has a pre-existing condition.

Applicants will no longer need to have a letter from an insurance company denying coverage, Sebelius said.

In February, children under 19 were given this option, which is now being extended to all ages. To take advantage of this program you must be a U.S. citizen and have had no insurance coverage for six months.

Starting this fall, the federal government will begin paying insurance agents and brokers to help enroll people in the program. The goal is to get more eligible people to take advantage of the program.

From November 2010 through March 2011, enrollment in all Pre-Existing Condition Insurance Plan programs increased 129 percent, with more than 18,000 people now enrolled, officials said.

The Pre-Existing Condition Insurance Plan is a comprehensive health plan that includes primary and specialty care, hospital care, prescription drugs, home health and hospice care, skilled nursing care and preventive health and maternity care.

According to HHS officials, the program limits out-of-pocket costs. Eligibility is not based on income and those who enroll do not pay a higher premium because of a pre-existing medical condition.

More information

For more on the Pre-Existing Condition Insurance Plan, visit the HealthCare.gov.

SOURCE: May 31, 2011, teleconference with Kathleen Sebelius, secretary, U.S. Department of Health and Human Services


'/>"/>
Copyright©2010 ScoutNews,LLC.
All rights reserved

Related medicine news :

1. Adapting to clogged airways makes common pathogen resist powerful drugs
2. Wedding Band Makes Jealousy a Bigger Threat
3. New Online Store Makes Buying Cosmetics a Healthy Choice
4. AARP Makes Senate Vote on Idaho Health Freedom Act Accountability Vote
5. Parkinsons disease makes it harder to figure out how other people feel
6. Psychosurgery makes gentle comeback
7. Locum Tenens Staffing Firm Makes Inavero's 2010 Best of Staffing List
8. New Gender-Neutral Flex-Friendly Certification Makes the Business Case for Flex Even in a Tough Economy.
9. Zenger Folkman Makes 2010 Top 20 Leadership Training List
10. Healthy food makes consumers feel hungrier when choices are limited
11. IRS Whistleblower Office Makes Good Again: Kenney & McCafferty Whistleblowers Receive Full Reward
Post Your Comments:
*Name:
*Comment:
*Email:
(Date:4/28/2017)... ... ... The Radiology Business Management Association (RBMA) is pleased to announce ... process has been in place since the RBMA was founded in 1968 with all ... Jim Hamilton, MHA, CMM, FRBMA, as president. Dr. Dickerson the chief executive officer for ...
(Date:4/28/2017)... ... April 28, 2017 , ... ... and College of Urgent Care Medicine will host industry leaders for the annual ... will help those in the industry adapt to the issues currently affecting urgent ...
(Date:4/28/2017)... ... , ... Yisrayl Hawkins, Pastor and Overseer at The House of Yahweh in Abilene, Texas, has ... which He does not. Yisrayl says with so many titles and names for the ... he says with a little Scripture, backed with a lot of research, the truth is ...
(Date:4/28/2017)... (PRWEB) , ... April 28, 2017 , ... ... skincare and advanced nutraceutical supplements, through its Nova Skin Sciences division, recently ... hydrating benefits of a moisturizer with the power of an anti-aging concentrate. ...
(Date:4/28/2017)... ... 2017 , ... Christie Medical Holdings, Inc. , with its market-leading ... Medical Inc. , a leader in infusion therapy and pain management. , Intravenous ... percent of hospital patients receiving a peripheral IV catheter as part of their treatment ...
Breaking Medicine News(10 mins):
(Date:4/19/2017)... , Tenn. and DALLAS , April 19, ... Inc., announced that the first patients in ... EndoStim device in the Lower Esophageal Sphincter Stimulation for ... minimally-invasive implantable device designed to provide long-term reflux control ... GERD affects nearly 65 million people in ...
(Date:4/19/2017)... , April 19, 2017  Novartis today announced ... National Heart, Lung, and Blood Institute (NHLBI) of ... 58% of patients with treatment-na├»ve severe aplastic anemia ... treated with eltrombopag at the initiation of and ... study evaluated three sequential treatment groups, or cohorts. ...
(Date:4/18/2017)... 18, 2017 Research and Markets has announced ... report to their offering. ... global arthroscopy devices market to grow at a CAGR of 6.35% ... Devices Market 2017-2021, has been prepared based on an in-depth market ... landscape and its growth prospects over the coming years. The report ...
Breaking Medicine Technology: