Navigation Links
U.S. Makes It Easier to Get Insurance With Pre-Existing Conditions
Date:5/31/2011

By Steven Reinberg
HealthDay Reporter

TUESDAY, May 31 (HealthDay News) -- U.S. health officials announced Tuesday that a reduction in premiums and an easing of standards for the federally administered Pre-Existing Condition Insurance Plan will allow more Americans to get health insurance.

Premiums under the Pre-Existing Condition Insurance Plan, which is part of the Affordable Care Act, will drop as much as 40 percent in 18 states. And standards for eligibility will be eased in 23 states and Washington, D.C., said officials from the Department of Health and Human Services (HHS).

"Before the law, too many people were turned away or shut out of the insurance market," HHS Secretary Kathleen Sebelius said during a morning press conference.

"You could be denied coverage if you were a breast cancer survivor or if you had a pre-existing health condition like diabetes or asthma. This forced people to skip care or medication and it has bankrupted way too many families and left people's health at risk," she added.

The reduction in premiums will offer real savings for people, Sebelius explained. "For example, consumers in Virginia will save almost $1,200 a year thanks to the premium reduction," she said.

The Pre-Existing Condition Insurance Plan was designed to help people with pre-existing health conditions get health insurance until 2014 when insurance companies can no longer deny coverage to people with pre-existing conditions.

In 23 states the federal government administers the program, while the other states use federal funds to operate their own program.

It's in 18 states where the federal government operates the program that premiums will drop. Decreasing premiums in these states will bring the premiums in line with rates already established in these states, which is mandated by the Affordable Care Act, HHS officials said.

In the remaining states, premiums were already at state levels and will not change.

"We are not just lowering premiums, we are making it easier for people to become eligible for the program," Sebelius said.

Beginning in July, anyone applying for health insurance coverage only needs to show a letter dated in the last year from a doctor, a physician's assistant or nurse practitioner stating that he or she has a pre-existing condition.

Applicants will no longer need to have a letter from an insurance company denying coverage, Sebelius said.

In February, children under 19 were given this option, which is now being extended to all ages. To take advantage of this program you must be a U.S. citizen and have had no insurance coverage for six months.

Starting this fall, the federal government will begin paying insurance agents and brokers to help enroll people in the program. The goal is to get more eligible people to take advantage of the program.

From November 2010 through March 2011, enrollment in all Pre-Existing Condition Insurance Plan programs increased 129 percent, with more than 18,000 people now enrolled, officials said.

The Pre-Existing Condition Insurance Plan is a comprehensive health plan that includes primary and specialty care, hospital care, prescription drugs, home health and hospice care, skilled nursing care and preventive health and maternity care.

According to HHS officials, the program limits out-of-pocket costs. Eligibility is not based on income and those who enroll do not pay a higher premium because of a pre-existing medical condition.

More information

For more on the Pre-Existing Condition Insurance Plan, visit the HealthCare.gov.

SOURCE: May 31, 2011, teleconference with Kathleen Sebelius, secretary, U.S. Department of Health and Human Services


'/>"/>
Copyright©2010 ScoutNews,LLC.
All rights reserved

Related medicine news :

1. Adapting to clogged airways makes common pathogen resist powerful drugs
2. Wedding Band Makes Jealousy a Bigger Threat
3. New Online Store Makes Buying Cosmetics a Healthy Choice
4. AARP Makes Senate Vote on Idaho Health Freedom Act Accountability Vote
5. Parkinsons disease makes it harder to figure out how other people feel
6. Psychosurgery makes gentle comeback
7. Locum Tenens Staffing Firm Makes Inavero's 2010 Best of Staffing List
8. New Gender-Neutral Flex-Friendly Certification Makes the Business Case for Flex Even in a Tough Economy.
9. Zenger Folkman Makes 2010 Top 20 Leadership Training List
10. Healthy food makes consumers feel hungrier when choices are limited
11. IRS Whistleblower Office Makes Good Again: Kenney & McCafferty Whistleblowers Receive Full Reward
Post Your Comments:
*Name:
*Comment:
*Email:
(Date:6/27/2016)... ... 27, 2016 , ... TherapySites, the leading website ... Tennessee Counseling Association. This new relationship allows TherapySites to continue to ... adding exclusive benefits and promotional offers. , "TCA is extremely excited about this ...
(Date:6/27/2016)... ... June 27, 2016 , ... ... technology to revolutionize the emergency ambulance transport experience for the millions of people ... how Uber has disrupted the taxi industry through the use of technology. Now, ...
(Date:6/26/2016)... N.J. (PRWEB) , ... June 27, 2016 , ... Quality ... sources, yet in many ways they remain in the eye of the beholder, according ... (EBO), a publication of The American Journal of Managed Care. For the full issue, ...
(Date:6/26/2016)... ... , ... Pixel Film Studios Released ProSlice Levels, a Media Slicing Effect ... a whole new perspective by using the title layers in ProSlice Levels to ... ProSlice Levels contains over 30 Different presets to choose from. FCPX users ...
(Date:6/26/2016)... ... 26, 2016 , ... Brent Kasmer, a legally blind and certified personal trainer is helping to ... app. The fitness app plans to fix the two major problems leading the fitness industry ... fits all type program , They don’t eliminate all the reasons people quit ...
Breaking Medicine News(10 mins):
(Date:6/26/2016)... 27, 2016  VMS Rehab Systems, Inc. ( www.vmsrehabsystemsinc.com ... whatever measures required to build a strong and stable ... currently listed on the OTC Markets-pink current trading platform. ... CEO, "We are seeing an anomaly in market trading ... only by the Company, but shareholders and market players ...
(Date:6/24/2016)... , June 24, 2016  Collagen Matrix, ... design, development and manufacturing of collagen and mineral ... announced today that Bill Messer has ... Marketing to further leverage the growing portfolio of ... devices. Bill joins the Collagen Matrix ...
(Date:6/24/2016)... June 24, 2016 ... announced the addition of the " Global Markets ... This report focuses ... an updated review, including its applications in various applications. ... market, which includes three main industries: pharmaceutical and biotechnology, ...
Breaking Medicine Technology: