Two Categories of Information Are Key in Seeking SSD...(/allsup.com/About-SSDI/SSDI-Process.aspx...),Health

Date:7/1/2008

/allsup.com/About-SSDI/SSDI-Process.aspx" onclick="linkClick( this.href );" target="_blank" title="SSDI process">SSDI process and start to sort through the details. Allsup provides information on the two primary categories — employment background and medical history — that can help someone get prepared for filing for SSDI.

Category One: Your Employment History

Social Security Disability Insurance is a payroll tax-funded, federal insurance program.

A portion of the FICA taxes that people pay is set aside for SSDI (as well as Social Security retirement and Medicare). SSDI, established in 1954, is designed to provide individuals with income if they are unable to work due to a disability or until their condition improves. It also guarantees income if their condition does not improve. Once recipients meet retirement age – 65 or older – they move from SSDI to Social Security retirement income.

To qualify for SSDI, someone must have worked and paid into the program (payroll taxes) for five of the last 10 years. Because this benefit is tied to people’s employment history, the details of the places where they worked, how long they worked and their earnings are required for the application.

Many of these details appear on an individual’s Social Security statement. The SSA mails an earnings statement to working Americans each year. It includes basic information about earnings and indicates the amount people (and their families) will receive each month if they become disabled or retire. A sample statement is available here. Allsup can help obtain the information for individuals if they do not have their statement, or th
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