All forward-looking statements in this news release reflect management's current views about future events and are based on assumptions and subject to risks and uncertainties. Consequently, actual results may differ materially from those expressed here as a result of various factors, including all the risks discussed and identified in public filings with the U.S. Securities and Exchange Commission (SEC).
In addition, the Company operates in a highly competitive, constantly
changing environment, influenced by very large organizations that have
resulted from business combinations, aggressive marketing and pricing
practices of competitors, and regulatory oversight. The following factors,
if markedly different from the Company's planning assumptions (either
individually or in combination), could cause Triple-S Management's results
to differ materially from those expressed in any forward-looking statements
shared here:
* Trends in health care costs and utilization rates
* Ability to secure sufficient premium rate increases
* Competitor pricing below market trends of increasing costs
* Re-estimates of policy and contract liabilities
* Changes in government laws and regulations of managed care, life
insurance or property and casualty insurance
* Significant acquisitions or divestitures by major competitors
* Introduction and use of new prescription drugs and technologies
* A downgrade in the Company's financial strength ratings
* Litigation or legislation targeted at managed care, life insurance
or property and casualty insurance companies
* Ability to contract with providers consistent with past practice
* Ability to successfully imp
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