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Time is Money When People Wait Too Long to Apply for Social Security Disability Benefits
Date:12/12/2008

and quit working in August 2005.
§   She did not apply for Social Security disability benefits until July 2007.
§   She was awarded benefits in April 2008.
§   The Social Security Administration determines that Ms. Smith's date of onset is Aug. 12, 2005. However, she did not apply until July 2007. The SSA will only award benefits going back 12 months from that date (July 2007 back to July 2006).
§   This means Ms. Smith's benefits will not go any farther back. So if she had applied when she first became disabled--she would have been entitled to several additional months of benefits.

Don't Wait to Get Started
One important reason not to wait is that the process of applying for SSDI can take several months, and in some cases up to two years or more, to receive an award from the SSA.

"There are a number of factors in the delays to getting SSDI benefits. But it's most important for people to realize that once they quit work because of a disability, their situations are not likely to get easier -- but rather more complex," Mr. Swierczek said. "Apply for SSDI sooner rather than later because it puts you on the path toward a better future."

For more information about the SSDI process, including "Seven Mistakes to Avoid When Seeking Social Security Disability Benefits," go to Allsup.com.

About Allsup:
Allsup, Belleville, Ill., is a leading nationwide provider of financial and healthcare related services to people with disabilities. Founded in 1984, Allsup has helped more than 100,000 people receive their entitled Social Security Disability Insura
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