Allsup, nation's leading disability representation services company, explains the repercussions and risks of waiting to file for SSDI.
Belleville, IL (Vocus) December 12, 2008 -- Many people make the mistake of waiting too long to apply for Social Security disability benefits, according to Allsup which represents tens of thousands of people in the Social Security Disability Insurance (SSDI) process each year.
"If you have become disabled and can no longer work for 12 months or longer, then you can and should apply for SSDI as soon as possible," said Ed Swierczek, senior claimant representative. "Many people make the mistake of thinking they need to wait until some specific time period has passed. This simply isn't true."
SSDI is a federally mandated insurance program overseen by the Social Security Administration (SSA) that provides monthly benefits to individuals who are under full retirement age (age 65 or older) and who can no longer work because of a disability (injury, illness or condition) that is expected to last for 12 months or is terminal. Individuals must have paid FICA taxes to be eligible. More details are provided in the "SSDI Overview" on Allsup.com.
Reasons For The Confusion
There are a number of reasons people might think they need to wait to apply for SSDI benefits, Mr. Swierczek said. For example, claimants might think they have to wait one year after their disability to apply in order to confirm the disabi
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