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Three in Four U.S. Workers Insured for Social Security Disability Insurance, Allsup Reports
Date:8/9/2013

Belleville, Ill. (PRWEB) August 09, 2013

About three in four U.S. workers, or 76 percent, were insured for Social Security disability benefits in 2012, highlighting the importance of understanding the role of work history, according to Allsup, which has helped tens of thousands of people to receive their Social Security Disability Insurance benefits.

In 2012, approximately 195.1 million workers age 20 to full retirement age were a part of the U.S. workforce, and 76 percent of those were insured for disability benefits, according to data recently released by the Social Security Administration in its annual Fast Facts & Figures About Social Security, 2013. In comparison, in 1975 only 66 percent of the working population was insured for Social Security disability benefits.

“Although millions of Americans are working, not everyone is fully insured in order to receive Social Security Disability Insurance benefits,” said Tricia Blazier, personal financial planning manager at Allsup. “Your earnings record based on your previous work plays an important role in your ability to seek SSDI benefits.”

Disability Insurance Benefits and Four Keys of Work History
Allsup outlines four components of the disability insurance application process that involve work experience and are reviewed by the Social Security Administration.

1. Work history indicates if someone is currently insured. Workers contribute to the federal Social Security Disability Insurance program through payroll/FICA taxes. “In some ways, this is like paying your auto insurance premiums,” Blazier explained. “To be eligible for coverage, you need to pay into the prog
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