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The Senior Citizens League (TSCL) Provides 4 Questions All Seniors Should Ask To Prevent Unexpected Obamacare Costs
Date:1/6/2014

Alexandria, VA (PRWEB) January 06, 2014

Seniors need to take steps now to prevent unexpected healthcare costs that could blow a big hole in household budgets warns The Senior Citizens League (TSCL). More than 57.5 million Social Security recipients are starting 2014 with only a 1.5% boost to their benefits — one of the lowest cost-of-living adjustments (COLAs) ever paid. A COLA of that size will only raise the average Social Security payment about $18.00.

With the start of the Affordable Care Act (also known as Obamacare), “Even seniors on Medicare are at risk of Obamacare-related cost traps, says TSCL Chairman, Ed Cates. Obamacare cuts about $156 billion from Medicare Advantage plans over ten years and some of the biggest Medicare health plans are ending contracts with doctors and major hospitals in 2014. “The confusion, uncertainty over access to healthcare services, and costs is chaotic, and a lot could go wrong,” says Cates. TSCL has put together a list of 4 questions that consumers should ask, and tips on what to do to head off the unexpected:

1.    Does your doctor, hospital, and pharmacy still participate in your health plan? Whether your healthcare provider participates in your plan makes a huge difference in what you pay. Both Medicare Advantage and new exchange health plans are restricting their provider networks. Check with your health plan prior to appointments, or filling prescriptions to make sure your doctor, hospital, pharmacy or other providers still are in your plan. You can visit your health plan’s website directly to check the list of participating providers, or call your plan’s customer service number. Always confirm the information you are given with the provider.

2.    Did you pay your first premium, and receive your new plan’s membership card? If you’ve recently made a change to your Medicare Advantage or Part D plan, or, if you’ve
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