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The Final Exam: Graduates Test Tough Job Markets, Join Growing Pool of Uninsured
Date:4/28/2009

GradGuard.com Unveils This Season's Must-Have Grad Essentials for Fighting Tough Times

PHOENIX, April 28 /PRNewswire/ -- As nearly 1.4 million college graduates complete their last exams and prepare for commencement, many will face another rite of passage: being dropped from their parents' or school's health insurance. This graduation season, however, has a bright spot with GradGuard.com providing an alternative answer to the impending world of the uninsured -- health insurance plans designed as "right-fit" coverage for young adults.

With a 22 percent decline in college hiring rates since 2008, according to the National Association of Colleges and Employers, the prospects for members of this year's graduating class to gain full-time employment, which includes a company-sponsored health insurance program, are dim. With fewer grads able to rely on employers for group health insurance, they must look elsewhere to protect their health and financial well-being.

"Out-of-pocket medical expenses range from $80 for a check-up to well over $5,000 for an unexpected ER visit -- that amount of money can be overwhelming right out of school," says John Fees, Co-Founder and CEO of GradGuard.com. "We have done the homework at GradGuard to provide the right coverage so health concerns don't become a life-altering financial risk."

GradGuard specializes in one-stop shopping only offering policies that have been fully researched and will meet the individual needs of 20-somethings. The service is specifically designed to cater to college students, new graduates and young professionals matching appropriate insurance coverage at an affordable price.

One example of this "right-fit" match is short-term major medical health insurance -- a less known alternative for graduates, especially in a soft job market. GradGuard.com offers this type of temporary policy to help bridge the gap between the plan
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SOURCE NGI Services, Inc.
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