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Term Life Insurance For Seniors And Cirrhosis; Online Insurance Marketplace Explains The Connection Between Them
Date:12/21/2013

(PRWEB) December 21, 2013

Online Insurance Marketplace has released a blog explaining the connections between term life insurance for seniors and cirrhosis!

Seniors diagnosed with cirrhosis may have difficulties in getting a typical life insurance plan. Cirrhosis is a serious disease which can lead to severe complications if not treated. Many agencies will view seniors suffering of cirrhosis as very risky to insure and they will not sell policies. Some carriers may be willing to provide life coverage, but at expensive premiums.

Term life insurance is one of the cheapest plans seniors can buy. Unfortunately, a policy has a complicated underwriting process which can stop many people from qualifying for a plan, cirrhosis patients included. However, simplified issue plans can be a better alternative for seniors. It is a temporary life insurance policy, which does not require medical examination.

No medical exam life insurance plans have a simplified underwriting process and many seniors with pre-existing medical conditions can qualify for coverage. Applicants will have to complete a medical questionnaire. The number of questions varies from a plan to another and applicants will have to answer “no” to most questions.

“No medical exam life insurance plans may be the last resort for many cirrhosis patients who need life coverage. Simplified issue policies can provide the financial protection many seniors need!” said Russell Rabichev, Marketing Director of Internet Marketing Company.

Online Insurance Marketplace is an online provider of life, home, health, and auto insurance quotes. It is unique in that this website does not simply stick to one kind of insurance carrier, but brings the clients the best deals from many different online insurance
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Source: PRWeb
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