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Ten Questions to Ask When Considering COBRA Following a Disability
Date:8/5/2008

Allsup explains the pros, cons of purchasing COBRA to cover healthcare costs following a long-term disabling event, especially during the wait for Social Security Disability Insurance benefits

Belleville, Ill. (Vocus) August 5, 2008 -- Experiencing a long-term disabling injury or illness triggers a number of issues for adults who must stop working because of a disability, according to http://allsup.com/ [Allsup], which represents people nationwide for http://www.allsup.com/About-SSDI/Free-SSDI-Evaluation.aspx [Social Security Disability Insurance] benefits (SSDI). One of the biggest decisions is whether to continue healthcare coverage through COBRA. It's not an easy choice to make.

"There is no one-size-fits all answer to whether http://www.allsup.com/Financial-Matters/Managing-Healthcare-Costs/COBRA-Coverage.aspx [getting COBRA coverage] is the best choice. But it's very important to make sure this option doesn't get away without some consideration," said http://www.allsup.com/About-Us/News-Room/Resources-for-Journalists/Allsup-Experts/Paul-Gada.aspx [Paul Gada], a tax attorney and personal financial planning director for Allsup. "There are time limits for choosing coverage, and COBRA can be a significant resource for someone who is applying for SSDI and continues to have healthcare costs."

Federal law requires employers with 20 or more employees to provide COBRA healthcare continuation coverage. This means that someone electing this option will continue to receive coverage under
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Source: PRWeb
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