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Target Breach Christmas Nightmare Tips for Consumers on Handling their Credit Cards
Date:12/20/2013

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If someone does primarily pay with plastic here are a few steps from American Financial Solutions, they can take to avoid being victimized by those who would steal their information:

  • Never give out your card information over the phone unless you have initiated the conversation. Even then, make sure you are dealing with a reputable company.
  • Open your bills as soon as you get them to look at the charges on your account. Most accounts are also accessible online, so you can usually get an instant look at even the most spending you have been doing.
  • Save receipts and verify them against your bills.
  • When you go out shopping take only the cards you need and consider keeping them separate from your wallet or purse.

With the sophisticated ways thieves have of accessing information we would rather they did not, it might be impossible to guarantee your financial information will never be stolen. But even those who do fall victim to identity theft or fraud can arm themselves by paying close attention to their finances, particularly to the accounts they spend on.
For those who shopped at Target between Thanksgiving and Dec. 15, this is an especially important time to make sure you do not become a victim of theft.

To learn more about managing finances, techniques for saving money or for getting out of debt contact a certified credit counselor today.

American Financial Solutions (AFS) is a non-profit financial education and credit counseling agency. Accredited by the National Foundation for Credit Counseling and the Association of independent Consumer Credit Counseling Agencies, AFS is committed to helping people improve the quality of their lives through financial education and counseling. Check us out on Facebook'/>"/>

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