Navigation Links
Target Breach Christmas Nightmare Tips for Consumers on Handling their Credit Cards
Date:12/20/2013

(PRWEB) December 20, 2013

The data breach at Target stores is a nightmare of a Christmas present to up to 40 million store customers. Shoppers at the store between Nov. 27 and Dec. 15 might have had their account data taken, including names, credit and debit card numbers and the expiration dates. The three-digit security codes on the back of the cards might also have been taken in the breach. American Financial Solutions, outlines what to do if someone has been impacted by the breach.

Those who possibly were affected should take steps to make sure there is no impact. The first and most important step anyone should take with news of the breach is to determine whether you might have shopped at Target during those times. If someone did they should monitor their accounts closely, making sure you are not seeing charges or purchases you did not make.

If there are transactions that are not recognized, report it immediately to the financial institution that issued the card. Card owners might consider also contacting Target at 866-852-8680. If fraud is detected, contact the Federal Trade Commission and fill out the agency’s Identity Theft Victim’s Complaint and Affidavit.

The State Attorney General’s office might also be a worthwhile place to report problems. Check the state’s website to find the attorney general’s site and then look for the consumer protection section. Many states have easy forms people can fill out to report consumer problems, including fraud.

For those wishing to prevent being affected by a problem like this one, one of the only ways to do it is to pay in cash as often as possible. Not only does paying in cash make people almost invulnerable to potential fraud, people spending with cash spend less, according to Forbes Magazine, so people end up saving money.

If someone does primarily pay with plastic here are a few steps from American Financial Solutions, they can take to avoid being victimized by those who would steal their information:

  • Never give out your card information over the phone unless you have initiated the conversation. Even then, make sure you are dealing with a reputable company.
  • Open your bills as soon as you get them to look at the charges on your account. Most accounts are also accessible online, so you can usually get an instant look at even the most spending you have been doing.
  • Save receipts and verify them against your bills.
  • When you go out shopping take only the cards you need and consider keeping them separate from your wallet or purse.

With the sophisticated ways thieves have of accessing information we would rather they did not, it might be impossible to guarantee your financial information will never be stolen. But even those who do fall victim to identity theft or fraud can arm themselves by paying close attention to their finances, particularly to the accounts they spend on.
For those who shopped at Target between Thanksgiving and Dec. 15, this is an especially important time to make sure you do not become a victim of theft.

To learn more about managing finances, techniques for saving money or for getting out of debt contact a certified credit counselor today.

American Financial Solutions (AFS) is a non-profit financial education and credit counseling agency. Accredited by the National Foundation for Credit Counseling and the Association of independent Consumer Credit Counseling Agencies, AFS is committed to helping people improve the quality of their lives through financial education and counseling. Check us out on Facebook, Google+,Twitter.

Read the full story at http://www.prweb.com/releases/2013/12/prweb11442342.htm.


'/>"/>
Source: PRWeb
Copyright©2012 Vocus, Inc.
All rights reserved

Related medicine news :

1. Targeted therapeutics for colon cancer to be presented at AACR meeting
2. First targeted nanomedicine to enter human clinical studies
3. SMART heart eases heart ache, targets cardiac patients emotional well-being
4. Target set on cancer gene MCL1
5. Scientists tailor cell surface targeting system to hit organelle ZIP codes
6. IBN discovers human neural stem cells with tumor targeting ability
7. A closer look at PARP-1 reveals potential new drug targets
8. Highly targeted irradiation as good as whole breast radiotherapy in early stage cancer
9. Breathing during radiotherapy - how to hit the treatment target without causing collateral damage
10. Scientists identify new target to battle rheumatoid arthritis
11. Scientists identify possible drug target for acute pancreatitis
Post Your Comments:
*Name:
*Comment:
*Email:
(Date:12/8/2016)... AL (PRWEB) , ... December 08, 2016 , ... ... and financial planning services from offices headquartered in Jefferson County, is announcing the ... Woman’s Shelter in Birmingham. , The number of homeless women and children in ...
(Date:12/8/2016)... , ... December 08, 2016 , ... The Compretta Insurance ... and residential clients in and around the Hancock County area, is announcing the launch ... County Food Pantry. , The Hancock County Food Pantry has worked for more than ...
(Date:12/7/2016)... ... , ... DrugDev again demonstrated its dedication to reducing the administrative ... adopters completing EU-U.S. Privacy Shield Certification from the U.S. Department of Commerce. , ... the Atlantic with a mechanism to comply with EU data protection requirements when transferring ...
(Date:12/7/2016)... ... ... Kenall Manufacturing, a leader in sealed healthcare lighting for more than 30 years, ... LED luminaire that meets the needs of everyone in the patient room by delivering ... A 2’ x 4’ model features four modes: reading, ambient, standard and high output ...
(Date:12/7/2016)... ... December 07, 2016 , ... ... Smart Device Remote Control through a new partnership with Splashtop Inc. This remote ... its mobile solutions to help businesses maximize their uptime and productivity. , Wavelink ...
Breaking Medicine News(10 mins):
(Date:12/8/2016)... DUBLIN , Dec 8, 2016 Research and Markets ... Report" report to their offering. ... This report analyzes the worldwide markets for ... US, Canada , Japan , ... , and Rest of World. Annual estimates and forecasts are provided ...
(Date:12/8/2016)... , Dec. 8, 2016 Bodycad ... patents for improving the accuracy, reproducibility and speed ... in long and small bone orthopaedic applications. These ... to creating personalized orthopaedic restorations based on each ... orthopaedic restorations, the company harnesses the world,s first ...
(Date:12/8/2016)... 8, 2016 True Health Diagnostics today ... laboratory services and management expertise to hospital systems ... allowing more doctors and patients to benefit from ... Logo - http://photos.prnewswire.com/prnh/20161208/447162LOGO ... under pressure to contain costs, have struggled to ...
Breaking Medicine Technology: