People travelling with no cover are always taking a risk.
Cardiff (PRWEB) August 1, 2009 -- As the severity of swine flu evolves and symptoms become more widespread, the advice is clear for those travelling abroad: it is paramount adequate insurance is in place.
It is advised annual travel insurance policies are purchased whilst swine flu continues to be a risk to the public. These policies will cover the traveller and holidays over the course of a 12 month period. Within these policies additional benefits such as cancellation of a holiday, curtailment and repatriation can be covered.
Customers need to be aware of the exclusions in the policies they are buying. A small amount of providers exclude cover for 'pandemics and epidemics'. When obtaining cover all consumers are urged to check inclusions and exclusions to avoid purchasing a product which is not fit for purpose. Pandemic exclusions are not present in mainstream policies, but travellers should always check.
If symptoms present themselves prior to travel, people will need a doctor's note confirming the diagnosis of swine flu from a practising medical practitioner. The insurance providers will need to see evidence of the virus in order to process a claim. If the virus is contracted while abroad, medical assistance should be sought, where normal procedures involving an insurance claim will be followed.
Additionally to travel insurance, holidaymakers within the E.U should also carry the EHIC card on them. This card essentially recognises the holidaymaker as a citizen of that country and enables cheaper medical treatment. This card has to be on
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