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Survey: Many Texans eligible for subsidies from the ACA still believe coverage is too expensive
Date:7/8/2014

olitically charged dialogue around the ACA in the state may have created misconceptions about the costs."

Uninsured Texans may also think health coverage is too expensive because the cost is new to them, the report found. Even with subsidies, some families still would pay some amount for coverage an added expense, regardless of the amount, not previously part of the family budget.

Also, the report found there's evidence many uninsured don't value health insurance or believe they can still use charity care programs that offer free or discounted medical care on a pay-as-you-go basis.

As the report showed, most of the uninsured knew about the ACA Marketplace and two-thirds looked, or planned to look, for information on health insurance plans. However, the report also discovered 29 percent not only hadn't looked for marketplace information, they also didn't plan to look for information in the future.

"Many of those who didn't buy insurance will pay a penalty of $95 or 1 percent of income on their 2014 tax return," Ho said. "That penalty rises to $695 or 2.5 percent of income in 2016, which will likely lead to more people enrolling in coming years."

The Health Reform Monitoring Survey (HRMS)-Texas report is based on a national project that provides timely information on implementation issues under the Affordable Care Act and changes in health insurance coverage and related health outcomes. The Episcopal Health Foundation and Baker Institute are partnering to fund studies of and report on key factors about Texans obtained from an expanded representative sample of Texas residents. Today's report contains responses from 1,595 Texans in September 2013 and 1,538 in March 2014.


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Contact: Jeff Falk
jfalk@rice.edu
713-348-6775
Rice University
Source:Eurekalert

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