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Survey: Many Texans eligible for subsidies from the ACA still believe coverage is too expensive
Date:7/8/2014

HOUSTON (July 8, 2014) Half of Texans who are eligible for premium subsidies under the Affordable Care Act (ACA) and who looked for health plans in the ACA's Health Insurance Marketplace said cost was the main reason they didn't enroll in a plan. That's just one of the findings in a report released today by Rice University's Baker Institute for Public Policy and the Episcopal Health Foundation.

The report specifically looked at lower- to middle-income families in Texas who don't have access to health insurance through an employer and who earn too much to qualify for public programs. That group includes approximately 2 million uninsured Texans and is a key target population of the ACA. The report found that virtually all of the target population knew about the ACA Marketplace and the available subsidies for health insurance premiums.

In addition, the report found that one-third of those aware of the marketplace looked for information on health insurance plans. Another one-third planned to look for that information in the future.

However, many Texans who looked for plans in the ACA Marketplace still didn't enroll in a health insurance plan. The report found half of those who did not enroll said costs were the main reason either costs were too high or they didn't have enough money to enroll at that time.

The report is the sixth in a series on the implementation of the ACA in Texas. It was co-authored by Elena Marks, the president and CEO of the Episcopal Health Foundation and a health policy scholar at the Baker Institute, and Vivian Ho, the chair in health economics at the Baker Institute, a professor of economics at Rice and a professor of medicine at Baylor College of Medicine.

"The affordability of Health Insurance Marketplace plans, even with subsidies, has been an open question from the outset," Marks said. "Perceptions about affordability may be preventing some Texans from enrolling in a plan. The intense, p
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Contact: Jeff Falk
jfalk@rice.edu
713-348-6775
Rice University
Source:Eurekalert

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