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State Governments are Snookering Seniors
Date:3/4/2008

re partnerships until several things happen, says Darras.

-- First, state governments must stop granting unreasonable rate

increases. How are seniors going to fund 100-300% price increases when

they depend on social security checks to eat?

-- Second, seniors need reassurance their state will ensure their

righteous claims get paid timely. What good is a policy if the claim

process is difficult and confusing?

-- Insurance companies know sick people don't fight hard.

-- Old people don't last long.

"Drilling seniors into the claim mud pays rich dividends," says Darras. "Seniors frustrated with the process give up and eventually lapse their coverage."

Big insurance wants seniors to lapse their coverage? Why? Many carriers are losing their financial shirts. Investment income is down. Poor underwriting has saddled carriers with a mountain of claims.

Darras says that Seniors are in a confidence crisis and need their state government to protect them. Offering "state approved insurance policies" that tout enhanced consumer protection is terrific.

State government has a poor track record of helping seniors keep their policies or get paid. Every state needs to stop long-term care rate increases. Get your seniors' claims paid and then ask them to buy.


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SOURCE Frank N. Darras
Copyright©2008 PR Newswire.
All rights reserved

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