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Spouses play an important role in planning for retirement, researcher finds
Date:9/4/2013

"Retirement is not just something for wealthy individuals," Curl said. "Too often, retirement planning is thought of purely as financial planning, but that isn't necessarily the case. Employers should develop better training programs to help women and minorities plan for their retirement years so they also can be successful."

Previous research has shown that failure to prepare for retirement makes individuals more likely to be depressed and less likely to successfully adapt to the life change; however, planning for retirement has positive outcomes, such as improved psychological well-being, more financial stability and better role adjustment.

"Many times, adults might not think about what it actually means to be retired, or they think about retirement in abstract terms," Curl said. "Individuals need to plan for retirement in more concrete ways. If individuals want to volunteer when they're retired, they might ask themselves where and how often they will volunteer. Having specific plans and steps to follow will help individuals enter retirement with more success."


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Contact: Jesslyn Chew
ChewJ@missouri.edu
573-882-8353
University of Missouri-Columbia
Source:Eurekalert

Page: 1 2

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