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Southwest Bancorp Reports First Quarter 2008 Earnings per Share of $0.36
Date:4/17/2008

4,714 3,340 41 4,100 15

Noninterest expense 15,830 16,831 (6) 17,673 (10)

Income before taxes 8,455 7,362 15 7,470 13

Taxes on income 3,247 2,862 13 2,949 10

Net income 5,208 4,500 16 4,521 15

Diluted earnings per

share 0.36 0.31 16 0.31 16

Balance Sheet

Total assets 2,671,842 2,194,179 22 2,564,537 4

Loans held for sale 66,364 108,025 (39) 66,275 0

Portfolio loans 2,287,606 1,667,195 37 2,145,557 7

Total deposits 2,094,927 1,803,181 16 2,058,818 2

Total shareholders'

equity 225,417 201,777 12 217,609 4

Book value per share 15.52 14.14 10 15.16 2

Key Ratios

Net interest margin 3.45% 4.34% 3.89%

Efficiency ratio

(GAAP-based) 59.69 64.60 64.02

Nonperforming loans to

total loans 1.23 1.66 1.34

Shareholders' equity to

total assets 8.44 9.20 8.49

Return on average assets 0.80 0.83 0.72

Return on average equity 9.42 9.04 8.24

SOUTHWEST BANCORP, INC. Table 2

UNAUDITED CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION

(Dollars in thousands, except per share)

March 31, December 31, March 31,

2008 2007 2007

Assets

Cash and due from banks $37,569 $45,678 $29,542

Federal funds sold
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SOURCE Southwest Bancorp, Inc.
Copyright©2008 PR Newswire.
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